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<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are 
<br />to be executed by Borrower [check box as applicable]: 
<br />❑ Adjustable Rate Rider ❑ Condominium Rider Second Home Rider 
<br />❑ Balloon Rider ❑ Planned Unit Development Rider Biweekly Payment Rider 
<br />1 -4 Family Rider ❑ Other(s) [specify] 
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and 
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial 
<br />opinions. 
<br />(.n "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges 
<br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar 
<br />organization. 
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, 
<br />or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or 
<br />magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term 
<br />includes, but is not limited to, point -of -sale transfers, automated teller machine transactions, transfers initiated by 
<br />telephone, wire transfers, and automated clearinghouse transfers. 
<br />(L) "Escrow Items" means those items that are described in Section 3. 
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any 
<br />third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or 
<br />destruction o?,, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in 
<br />lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. 
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. 
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, 
<br />plus (ii) any amounts under Section 3 of this Security Instrument. 
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing 
<br />regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or 
<br />successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, 
<br />"RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage 
<br />loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA. 
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that 
<br />party has assumed Borrower's obligations under the Note and/or this Security Instrument. 
<br />TRANSFER OF RIGHTS IN THE PROPERTY 
<br />This Security Instrument secures to Lender: (i)` the repayment of the Loan, and all renewals, extensions and 
<br />modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security 
<br />Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power 
<br />of sale, the following described property located in the County (Type of Recording Jurisdiction) 
<br />Of Hall (Name of Recording Jurisdiction) : 
<br />Lot Two (2) in Block Four (4), Pleasant View Addition to the City of Grand 
<br />Island, Hall County, Nebraska. 
<br />which currently has the address of 809 E Oklahoma 
<br />[Street] 
<br />Grand Island , Nebraska 68801 ( "Property Address "). 
<br />[City] [Zip Code] 
<br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 30281/01 
<br />nocUINE2 (Page 2 of 12 pages) 
<br />D0CU1NE2.VTx 11/19/2000 
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