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TRANSFER OF RIGHTS IN THE PROPERTY The ben of this Security Instrument is MERS (solely as nominee for Lender and Lender' -s- successors and assigns) and the successors and assigns of MERS. This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby mortgage, grant and convey to Trustee, in trust, with power of sale, the following described property located in the COUNTY of HALL [Type of Recording Jurisdiction] [Name of Recording Jurisdiction] LEGAL DESCRIPTION A.P.N. : 400062461 Lot 2, Lucky Sunshine Subdivision in the City of Grand Island, Hall County, Nebraska which currently has the address of 1414 N CHERRY ST GRAND TCLDND [City] , Nebraska NEBRASKA FHA DEED OF TRUST - MERS NEDOTZ2.FHA 09/14/15 Page 3 of 13 [Zip Code] [Street] 201806221 - ( "Property Address "): TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees that MERS holds only legal title to the interests granted by Borrower in this Security Instrument, but, if necessary to comply with law or custom, MERS (as nominee for Lender and Lender' s it c and -assign h th r i g ht : to ex a or nil _nfthnca_ interests, incl _ hilt _ limited _ to, .the right to foreclose and sell the Property; right ty; and to take any action required of Lender including, but not limited to, releasing and canceling this Security Instrument. BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non - uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: 1. Payment of Principal, Interest, Escrow Items, and Late Charges. Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note and late charges due under the Note. Borrower shall also pay funds for Escrow Items pursuant to Section 3. Payments due under the Note and this Security Instrument shall be made in U.S. currency. However, if any check or other instrument received by Lender as payment under the Note DocMagic www docmagic. com