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t A 14. Upon a..celeration under paragraph 13 or abandonment of the Property. Lender (in person. by agent or by judicially ap- pointed receiver) shalt be entitled to enter upon, take possession of and manage the Property and to colk,t the rents of the Property including those past due. Any rents collected by Lender or the receiver shall be applied first to payment of the costs of manage- ment of the Property and collection of rents. including. but not limited to. receiver's fees, premiums on receiver's bonds and reasonable attorneys' fees, and then to the sums secured by this Instrument. 13. Upon payment of all sums secured by this instrument, Lender shall * test Trustee to reconvey the Property and shall surrender this it ntun writ, *W all notes evidencing debt secured by this ImtrurnentliAh Trustee. Trustee shall reconvey the Property without warranty and w4hout charge to the person or persons kgally entitled to it: Su& person or persons shall pay any recorda- tion costs. 16. Lender, at its option. may from time to time remove Trustee and appoint a successor trustee to any Trustee appointed 1 2' 1, hereunder by an instrument recorded in the county in which Chit• instrument is recorded. Without convoyanco of the Property. the successor trustee shall succeed to all the title. power and duties conferred upon Trustee herein and by applicable l:sw. 17. Borrower requests that copies of the notices of default. and. sale be sent to Borrower's address which is the Property Address. 18. If one or more riders are executed by Borrower and record- ed together with this instrument. the covenants and agreetttonts of each such rider shall be incorporated into and shall amend and., supplement the covenants and agreements of this instrument as, if the rider(s) were a part of this instrument. 19. The covenants herein contained shall bind, and the benefits and advantages shall inure to. the respgctive heirs, executots,,ad- ministrators, successors, and assigns of, the parties hereto. Whenever used. the singular number shall include the plural. the plural the singular, and the use of any gender.shpll.include all genders. By signing below. Borrower accepts and agrees to the terms covenants ecuted by Borrower and recorded with it. JOEL J ROUSE MARY M iMSE — L in this Security Instrument and in, Any rider(s) ex- � � BOrrowtt Page I of 5 j Borrower _j__