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After Recording Return To: <br />EQUITABLE BANK <br />113 N LOCUST ST <br />GRAND ISLAND, NEBRASKA 68801 <br />DEFINITIONS <br />(Space Above This Line For Recording Data] <br />DEED OF TRUST <br />(A) "Security Instrument" means this document, which is dated SEPTEMBER 5, 2018 <br />with all Riders to this document. <br />(B) 'Borrower" is Eric A Howells and April M Howells husband and wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender " is EQUITABLE BANK, A CORPORATION <br />Lender is a CORPORATION <br />and existing under the laws of NEBRASKA <br />Lender's address is 113 N LOCUST ST, GRAND ISLAND , NEBRASKA 68801 <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 14 <br />(f) <br />W <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Equitable Bank <br />113 N Locust St, Grand Island, Nebraska 68801 <br />(E) "Note" means the promissory note signed by Borrower and dated SEPTEMBER 5, 2018 <br />The Note states that Borrower owes Lender ONE HUNDRED SIXTY -EIGHT THOUSAND THIRTY AND <br />00/100 Dollars (U.S. $ 168, 030.00 <br />, together <br />organized <br />DocMagic elbows <br />www.docmagic.com <br />