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200008012
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Last modified
10/13/2011 8:04:53 PM
Creation date
10/20/2005 9:40:15 PM
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DEEDS
Inst Number
200008012
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200008012 <br />Loan Number 998139394 <br />MORTGAGE INSURANCE RIDER <br />This Mortgage Insurance Rider is made this 22nd day of SEPTEMBER <br />2000 , and is incorporated into and shall be deemed to amend and supplement the <br />mortgage, deed of trust, or security deed (the "Security Instrument ") of the same date given by the <br />undersigned ( "Borrower ") to secure Borrower's FIXED RATE <br />note (the "Note ") to EQUITABLE MORTGAGE CORPORATION <br />( "Lender ") of the same date and covering the Property described in the Security Instrument and <br />located at: 816 S. PINE, GRAND I S LAND , NEBRASKA 68801 <br />[Property Address] <br />The Security Instrument is amended by adding the following at the end of Section 10 (if the Security <br />Instrument has a form date at the lower right comer of 3/99 or later) or Section 8 (if the Security <br />Instrument has a form date at the lower right corner that is earlier than 3/99): <br />Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain <br />losses it may incur if Borrower does not repay the Loan as agreed. Borrower is not a <br />party to the Mortgage Insurance. <br />Mortgage insurers evaluate their total risk on all such insurance in force from time to <br />time, and may enter into agreements with other parties that share or modify their risk, or <br />reduce losses. These agreements are on terms and conditions that are satisfactory to the <br />mortgage insurer and the other party (or parties) to these agreements. These agreements <br />may require the mortgage insurer to make payments using any source of funds that the <br />mortgage insurer may have available (which may include funds obtained from Mortgage <br />Insurance premiums). <br />As a result of these agreements, Lender, any purchaser of the Note, another insurer, any <br />reinsurer, any other entity, or any affiliate of any of the foregoing, may receive (directly <br />or indirectly) amounts that derive from (or might be characterized as) a portion of <br />Borrower's payments for Mortgage Insurance, in exchange for sharing or modifying the <br />mortgage insurer's risk, or reducing losses. If such agreement provides that an affiliate <br />of Lender takes a share of the insurer's risk in exchange for a share of the premiums paid <br />to the insurer, the arrangement is often termed "captive reinsurance." Further: <br />(A) Any such agreements will not affect the amounts that Borrower has agreed to <br />pay for Mortgage Insurance, or any other terms of the Loan. Such agreements <br />will not increase the amount Borrower will owe for Mortgage Insurance, and <br />they will not entitle Borrower to any refund. <br />MULTISTATE MORTGAGE INSURANCE RIDER- Single Family - Fannie Mae Uniform Instrument Form 3160 (04 -00) <br />Document Systems, Inc. (800) 649 -1362 Page 1 of 2 <br />US31601.RDR <br />
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