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NMLS# 7233; Originator: Scott Kissler, NMLS# 1525872 <br />Loan Number: 13232810 <br />IDS, Inc. - 67807 <br />MIN: 100287715002455397 <br />RURAL DEVELOPMENT OCCUPANCY RIDER <br />THIS RURAL DEVELOPMENT OCCUPANCY RIDER ( "Rider ") is made this 29th day of August, <br />2018, and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of <br />Trust, or Security Deed (the "Security Instrument ") of the same date given by the undersigned (the <br />"Borrower ") Joshua Neargarder to secure Borrower's Note (the "Note ") to Gateway Mortgage Group, <br />LLC, (the "Lender ") of the same date and covering the property described in the Security Instrument and <br />located at: <br />shua Neargarder <br />I <br />208 E 12th St <br />Wood River, NEBRASKA 68883 -9193 <br />( "Property Address ") <br />201 805770 <br />ADDITIONAL COVENANTS. In addition to the covenants and agreements made in the Security <br />Instrument, Borrower and Lender further covenant and agree that Section 6. Occupancy, of the Security <br />Instrument will be amended as follows: <br />6. Occupancy. Borrower shall occupy, establish, and use the Property as Borrower's principal <br />residence within 60 days after the execution of this Security Instrument and shall continue to occupy the <br />Property as Borrower's principal residence throughout the term of the loan, unless and while extenuating <br />circumstances exist which are beyond Borrower's control. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Rural Development Occupancy Rider. <br />/ �, (Seal) (Seal) <br />- Borrower - Borrower <br />Rural Development Occupancy Rider 8/2015 <br />Page 1 of 1 <br />