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State of North Carolina <br />County of Guilford <br />201805718 <br />On this date of M I1' , V , before me the undersigned authority, personally <br />appeared Kevin John Frank, personally known to be to be the person whose named is subscribed as the <br />Senior Vice President of MERS Authorized Certifying Officer of Mortgage Electronic Registration <br />Systems, Inc., its successors and/ or assigns as nominee for United Guaranty Residential Insurance <br />Company of North Carolina, a corporation, on the within instrument, who, being duly affirmed, <br />acknowledged to me that he /she, being authorized to do so, in the capacity therein stated, executed the <br />within instrument for and on behalf of the corporation, as its free and voluntary act and deed, for the <br />consideration, uses and purposes therein contained. <br />Witness my hand and official seal on the date hereinabove set forth. <br />otary Public: Tracie Dean <br />My Commission Expires: 05/19/2020 <br />TRACIE DEAN <br />NOTARY PUBUC <br />GUILFORD COUNTY, NC <br />Prepared by: Sheritta McMaster <br />nited Guaranty Residential Ins. Co of NC/ P. O. Box 20327/ Greensboro, NC 27420 -0327 <br />(800) 334 -8966 - Ext 0554 <br />