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1 -4 FAMILY RIDER <br />(Assignment of Rents) <br />MULTISTATE 1-4 FAMILY RIDER -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Ellie Mae Inc. Page 1 of 3 <br />201805632 <br />MIN: 1001489-0000044100-8 <br />THIS 1 -4 FAMILY RIDER is made this 24th day of August,2018 <br />and is incorporated into and ` shall be deemed to amend and supplement the Mort- <br />gage, Deed of Trust, or Security Deed (the "Security Instrument ") of the same date <br />given by the undersigned (the "Borrower ") to secure Borrower's Note to Union <br />Bank and Trust Company, a State Chartered Bank <br />(the "Lender ") <br />of the same date and covering the Property described in the Security Instrument <br />and located at: 2909 Circle Dr <br />Grand Island, NE 68801 <br />1 -4 FAMILY COVENANTS. In addition to the covenants and agreements made <br />in the Security Instrument, Borrower and Lender further covenant and agree as <br />follows: <br />A. ADDITIONAL PROPERTYSUBJECT TO THE SECURITY INSTRUMENT. In <br />addition to the Property described in Security Instrument, the following items now <br />or hereafter attached to the Property to the extent they are fixtures are added to the <br />Property description, and shall also constitute the Property covered by the Security <br />Instrument: building materials, appliances and goods of every nature whatsoever <br />now or hereafter located in, on, or used, or intended to be used in connection with <br />the Property, including, but not limited to, those for the purposes of supplying or <br />distributing heating, cooling, electricity, gas, water, air and light, fire prevention and <br />extinguishing apparatus, security and access control apparatus, plumbing, bath <br />tubs, water heaters, water closets, sinks, ranges, stoves, refrigerators, dishwash- <br />ers, disposals, washers, dryers, awnings, storm windows, storm doors, screens, <br />blinds, shades, curtains and curtain rods, attached mirrors, cabinets, paneling <br />and attached floor coverings, all of which, including replacements and additions <br />thereto, shall be deemed to be and remain a part of the Property covered by the <br />Security Instrument. All of the foregoing together with the Property described in <br />the Security Instrument (or the leasehold estate if the Security Instrument is on a <br />leasehold) are referred to in this 1 -4 Family Rider and the Security Instrument as <br />the "Property." <br />B. USE OF PROPERTY; COMPLIANCE WITH LAW. Borrower shall not seek, <br />agree to or make a change in the use of the Property or its zoning classification, <br />unless Lender has agreed in writing to the change. Borrower shall comply with all <br />laws, ordinances, regulations and requirements of any governmental body appli- <br />cable to the Property. <br />C. SUBORDINATE LIENS. Except as permitted by federal law, Borrower shall <br />not allow any lien inferior to the Security Instrument to be perfected against the <br />Property without Lender's prior written permission. <br />D, RENT LOSS INSURANCE. Borrower shall maintain insurance against rent <br />loss in addition to the other hazards for which insurance is required by Section 5. <br />Form 3170 1101 <br />F317ORDU 0307 <br />F317ORLU (CLS) <br />08/23/2018 07:09 AM PST <br />