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INTER VIVOS REVOCABLE TRUST RIDER DEFINITIONS USED IN THIS RIDER (A) "Revocable Trust" means The Ryan and Laura Dexter Trust created under trust instrument dated May 23, 2011 (B) "Revocable Trust Trustee(s)" means Ryan T Dexter AND Laura L Dexter trustee(s) of the Revocable Trust. (C) "Revocable Trust Settlor(s)" means Ryan T Dexter AND Laura L Dexter settlor(s) of the Revocable Trust. (D) "Lender" means Five Points Bank, a Nebraska Corporation 20180r,629 LOAN #: 2805231 (E) "Security Instrument" means the Deed of Trust, Mortgage, or Security Deed, and any riders thereto of the same date as this Rider given to secure the Note to the Lender of the same date and covering the Property (as defined below). (F) "Property" means the property described in the Security Instrument and located at: 176 Ponderosa Ct Grand Island, NE 68803 THIS INTER VIVOS REVOCABLE TRUST RIDER is made this 20th day of August, 2018 and is incorporated into and shall be deemed to amend and supplement the Security Instrument. ADDITIONAL COVENANTS. In addition to the covenants and agreements made in the Security Instrument, the Revocable Trust Trustee(s), the Revocable Trust Settlor(s) and the Lender further covenant and agree as follows: A. ADDITIONAL BORROWER(S) The term "Borrower" when used in the Security Instrument shall refer to the Revocable Trust Trustee(s), the Revocable Trust Settlor(s), and the Revocable Trust, jointly and severally. Each party signing this Rider below (whether by accepting and agreeing to the terms and covenants contained herein and agreeing to be bound thereby, or both) covenants and agrees that, whether or not such party is named as "Bor- rower" on the first page of the Security Instrument, each covenant and agreement and undertaking of the "Borrower" in the Security Instrument shall be such party's covenant and agreement and undertaking as "Borrower" and shall be enforceable by the Lender as if such party were named as "Borrower" in the Security Instrument. Multistate Inter Vivos Revocable Trust Rider Ellie Mae, Inc. Page 1 of 2 GIVTRDU 0915 GIVTR U (C9S)