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201805511 <br /> DEED OF TRUST <br /> Loan No: 183344 (Continued) Page 7 <br /> include the singular, as the context may require. Words and terms not otherwise defined in this Deed of Trust shall <br /> have the meanings attributed to such terms in the Uniform Commercial Code: <br /> Beneficiary. The word"Beneficiary"means CORNERSTONE BANK,and its successors and assigns. <br /> Borrower. The word "Borrower" means Lenny L. Everson and Cindy K. Everson and includes all co-signers and <br /> co-makers signing the Note and all their successors and assigns. <br /> Deed of Trust. The words "Deed of Trust" mean this Deed of Trust among Trustor, Lender, and Trustee, and <br /> includes without limitation all assignment and security interest provisions relating to the Personal Property and <br /> Rents. <br /> Default. The word"Default"means the Default set forth in this Deed of Trust in the section titled"Default". <br /> Environmental Laws. The words "Environmental Laws" mean any and all state, federal and local statutes, <br /> regulations and ordinances relating to the protection of human health or the environment, including without <br /> limitation the Comprehensive Environmental Response, Compensation, and Liability Act of 1980, as amended, 42 <br /> U.S.C. Section 9601, et seq. ("CERCLA"),the Superfund Amendments and Reauthorization Act of 1986, Pub. L. <br /> No.99-499("SARA"),the Hazardous Materials Transportation Act,49 U.S.C.Section 1801,et seq.,the Resource <br /> Conservation and Recovery Act, 42 U.S.C. Section 6901, et seq., or other applicable state or federal laws, rules, <br /> or regulations adopted pursuant thereto. <br /> Event of Default. The words"Event of Default"mean any of the events of default set forth in this Deed of Trust in <br /> the events of default section of this Deed of Trust. <br /> Guaranty., The word''Guaranty'means the guaranty from guarantor., endorser,surety,:or accommodation party to <br /> Lender,including without limitation a guaranty of all or part of the Note. <br /> Hazardous Substances. The words "Hazardous Substances" mean materials that, because of their quantity, <br /> concentration or physical,chemical or infectious characteristics, may cause or pose a present or potential hazard <br /> to human health or the environment when improperly used,treated,stored, disposed of,generated, manufactured, <br /> transported or otherwise handled. The words"Hazardous Substances"are used in their very broadest sense and <br /> include without limitation any and all hazardous or toxic substances, materials or waste as defined by or listed <br /> under the Environmental Laws. The term "Hazardous Substances"also includes,without limitation,petroleum and <br /> petroleum by-products or any fraction thereof and asbestos. <br /> Improvements. The word "Improvements" means all existing and future improvements, buildings, structures, <br /> mobile homes affixed on the Real Property, facilities, additions, replacements and other construction on the Real <br /> Property. <br /> Indebtedness. The word "Indebtedness" means all principal, interest, and other amounts, costs and expenses <br /> payable under the Note or Related Documents, together with all renewals of, extensions of, modifications of, <br /> consolidations of and substitutions for the Note or Related Documents and any amounts expended or advanced by <br /> Lender to discharge Trustor's obligations or expenses incurred by Trustee or Lender to enforce Trustor's <br /> obligations under this Deed of Trust, together with interest on such amounts as provided in this Deed of Trust. <br /> Specifically, without limitation, Indebtedness includes the future advances set forth in the Future Advances <br /> provision, together with all interest thereon and all amounts that may be indirectly secured by the <br /> Cross-Collateralization provision of this Deed of Trust. <br /> Lender. The word"Lender"means CORNERSTONE BANK,its successors and assigns. <br /> Note. The word "Note" means the promissory note dated August 15, 2018, in the original principal <br /> amount of $40,000.00 from Trustor to Lender,together with all renewals of,extensions of, modifications of, <br /> refinancings of, consolidations of, and substitutions for the promissory note or agreement. NOTICE TO TRUSTOR: <br /> THE NOTE CONTAINS A VARIABLE INTEREST RATE. <br /> Personal Property. The words "Personal Property" mean all equipment, fixtures, and other articles of personal <br /> property now or hereafter owned by Trustor, and now or hereafter attached or affixed to the Real Property; <br /> together with all accessions, parts, and additions to, all replacements of, and all substitutions for, any of such <br /> property; and together with all proceeds (including without limitation all insurance proceeds and refunds of <br /> premiums)from any sale or other disposition of the Property. <br /> Property. The word"Property"means collectively the Real Property and the Personal Property. <br /> Real Property. The words"Real Property"mean the real property, interests and rights, as further described in this <br /> Deed of Trust. <br /> Related Documents. The words "Related Documents" mean all promissory notes, credit agreements, loan <br /> agreements, environmental agreements, guaranties, security agreements, mortgages, deeds of trust,`security <br /> deeds, collateral mortgages, and all other instruments, agreements and documents, whether now or hereafter <br /> existing,executed in connection with the Indebtedness. <br /> Rents. The word"Rents" means all present and future rents, revenues, income, issues, royalties, profits, and <br /> other benefits derived from the Property. <br /> Trustee. The word"Trustee" means CORNERSTONE BANK,whose address is 529 LINCOLN AVENUE,YORK, NE <br /> 68467 and any substitute or successor trustees. <br /> Trustor. The word"Trustor"means Lenny L. Everson and Cindy K.Everson. <br /> EACH TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST, AND EACH <br /> TRUSTOR AGREES TO ITS TERMS. <br /> TRUSTOR: ' <br /> X _ <br /> IVY <br /> X _ <br /> Cindy K.Ev- •n <br />