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200007998 DEED OF TRUST <br />(Continued) <br />Page 6 <br />Deed of Trust: The words "Deed of Trust" mean this Deed of Trust among Trustor, Lender, and Trustee, and includes without limitation all <br />assignment and security interest provisions relating to the Personal Property and Rents. <br />Environmental Laws. The words "Environmental Laws" mean any and all state, federal and local statutes, regulations and ordinances <br />relating to the protection of human health or the environment, including without limitation the Comprehensive Environmental Response, <br />Compensation, and Liability Act of 1980, as amended, 42 U.S.C. Section 9601, at seq. ( "CERCLA "), the Superfund Amendments and <br />Reauthorization Act of 1986, Pub. L. No. 99-499 ( "SARA "), the Hazardous Materials Transportation Act, 49 U.S.C. Section 1801, et seq., the <br />Resource Conservation and Recovery Act, 42 U.S.C. Section 6901, at seq., or other applicable state or federal laws, rules, or regulations <br />adopted pursuant thereto. <br />Event of Default. The words "Event of Default" mean any of the Events of Default set forth in this Deed of Trust in the Events of Default <br />section of this Deed of Trust. <br />Existing Indebtedness. The words "Existing Indebtedness" mean the indebtedness described in the Existing Liens provision of this Deed of <br />Trust. <br />Hazardous Substances. The words "Hazardous Substances" mean materials that, because of their quantity, concentration or physical, <br />chemical or infectious characteristics, may cause or pose a present or potential hazard to human health or the environment when improperly <br />used, treated, stored, disposed of, generated, manufactured, transported or otherwise handled. The words "Hazardous Substances" are <br />used in their very broadest sense and inelude without kmitatior any and air hazardous or toxic. substances, mater 4s or waste as.defined by <br />or listed under the Environmental Laws. The term "Hazardous Substances" also includes, without limitation, petroleum and petroleum <br />by- products or any fraction thereof and asbestos. <br />Improvements. The word "Improvements" means all existing and future improvements, buildings, structures, mobile homes affixed on the <br />Real Property, facilities, additions, replacements and other construction on the Real Property. <br />Indebtedness. The word "Indebtedness" means all principal, interest, and other amounts, costs and expenses payable under the Credit <br />Agreement or Related Documents, together with all renewals of, extensions of, modifications of, consolidations of and substitutions for the <br />Credit Agreement or Related Documents and any amounts expended or advanced by Lender to discharge Trustor's obligations or expenses <br />incurred by Trustee or Lender to enforce Trustor's obligations under this Deed of Trust, together with interest on such amounts as provided <br />in this Deed of Trust. <br />Lender. The word "Lender" means First National Bank South Dakota, its successors and assigns. The words "successors or assigns" mean <br />any person or company that acquires any interest in the Credit Agreement. <br />Personal Property. The words "Personal Property" mean all equipment, fixtures, and other articles of personal property now or hereafter <br />owned by Trustor, and now or hereafter attached or affixed to the Real Property; together with all accessions, parts, and additions to, all <br />replacements of, and all substitutions for, any of such property; and together with all proceeds (including without limitation all insurance <br />proceeds and refunds of premiums) from any sale or other disposition of the Property. <br />Property. The word "Property" means collectively the Real Property and the Personal Property. <br />Real Property. The words "Real Property" mean the real property, interests and rights, as further described in this Deed of Trust. <br />Related Documents. The words "Related Documents" mean all promissory notes, credit agreements, loan agreements, environmental <br />agreements, guaranties, security agreements, mortgages, deeds of trust, security deeds, collateral mortgages, and all other instruments, <br />agreements and documents, whether now or hereafter existing, executed in connection with the Indebtedness. <br />Rents. The word "Rents" means all present and future rents, revenues, income, issues, royalties, profits, and other benefits derived from the <br />Property. <br />Trustee. The word 'Trustee" means First National Bank South Dakota, whose address is PO Box 670, Yankton, SD 57078 and any <br />substitute or successor trustees. <br />Trustor. The word ' Trustor" means Susan F Schavee and Monte L Schavee. <br />EACH TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST, AND EACH TRUSTOR AGREES TO <br />ITS TERMS. <br />GRANTOR: <br />Susan F Schavee, Individually <br />X j.. �-. <br />Monte L Schavee, Individually <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF NEBRASK <br />) SS <br />COUNTY OF+hktC y 6— <br />On this day before me, the undersigned Notary Public, personally appeared Susan F Schavee and Monte L Schavee, as husband 3 wife, to me <br />known to be the individuals described in and who executed the Deed of Trust, and acknowledged that they signed the Deed of Trust as their free <br />and voluntary act and deed, for the uses and purposes therein mentioned. <br />Given under my hand and official seal this this �'Z day of + , 2006 <br />By l 4 -- L-) -t- <br />Notary Public in and for the State of <br />Residing at i C4—V-*v--% 5 O JO <br />My commission expires <br />Mr�lAI�IONO{PIR6T, b19 -z00:i <br />KEVIN D. 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