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THIS DEED OF TRUST is made this 1st day of August , 2001 among the Trustor,
<br />EDWARD J. KOSINSKI AND LARAINE C. KOSINSKI, HUSBAND AND WIFE
<br />(herein "Borrower "),
<br />Michael F. Kivett (herein
<br />"Trustee "), and the Beneficiary, CITIFINANCIAL, INC. (MD) ,
<br />a corporation organized and existing under the laws of Maryland , whose
<br />address is 2014 N LAWRENCE LANE GRAND ISLAND NE 68803 (herein
<br />"Lender ").
<br />BORROWER, in consideration of the indebtedness herein Mcited and the trust herein created, irrevocably grants and
<br />conveys to Trustee, in trust, with power of sale, the following described propCy located in the County of
<br />HALL , State of Nebraska:
<br />PARCEL A: LOT ONE HUNDRED TWENTY -NINE (129) AND LOT ONE HUNDRED
<br />THIRTY (130) BELMONT ADDITION TO THE CITA OF GRAND ISLAND, HALL COUNTY
<br />NEBRASKA.''
<br />ir
<br />PARCEL B: LOT ONE (1), WIESE SUBDIVISION, CITY OF GJ44ND ISLAND, HALL
<br />COUNTY, NEBRASKA.
<br />which has the address of 1323 N LAFAYETTE AVE GRAND ISLAND,
<br />Nebraska 6 8 8 0 3 (herein "Property Address ");
<br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights,
<br />appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such
<br />rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the
<br />foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter
<br />referred to as the "Property ";
<br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 08/01/2001
<br />and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 76,382.07 , with interest thereon,
<br />providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due
<br />and payable on 0 8 / 0 6 / 2 0 31 ; the payment of all other sums, with interest thereon, advanced in accordance herewith to
<br />protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein
<br />contained.
<br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and
<br />convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />encumbrances of record.
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<br />DEED OF TRUST
<br />--
<br />THIS DEED OF TRUST is made this 1st day of August , 2001 among the Trustor,
<br />EDWARD J. KOSINSKI AND LARAINE C. KOSINSKI, HUSBAND AND WIFE
<br />(herein "Borrower "),
<br />Michael F. Kivett (herein
<br />"Trustee "), and the Beneficiary, CITIFINANCIAL, INC. (MD) ,
<br />a corporation organized and existing under the laws of Maryland , whose
<br />address is 2014 N LAWRENCE LANE GRAND ISLAND NE 68803 (herein
<br />"Lender ").
<br />BORROWER, in consideration of the indebtedness herein Mcited and the trust herein created, irrevocably grants and
<br />conveys to Trustee, in trust, with power of sale, the following described propCy located in the County of
<br />HALL , State of Nebraska:
<br />PARCEL A: LOT ONE HUNDRED TWENTY -NINE (129) AND LOT ONE HUNDRED
<br />THIRTY (130) BELMONT ADDITION TO THE CITA OF GRAND ISLAND, HALL COUNTY
<br />NEBRASKA.''
<br />ir
<br />PARCEL B: LOT ONE (1), WIESE SUBDIVISION, CITY OF GJ44ND ISLAND, HALL
<br />COUNTY, NEBRASKA.
<br />which has the address of 1323 N LAFAYETTE AVE GRAND ISLAND,
<br />Nebraska 6 8 8 0 3 (herein "Property Address ");
<br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights,
<br />appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such
<br />rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the
<br />foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter
<br />referred to as the "Property ";
<br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 08/01/2001
<br />and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 76,382.07 , with interest thereon,
<br />providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due
<br />and payable on 0 8 / 0 6 / 2 0 31 ; the payment of all other sums, with interest thereon, advanced in accordance herewith to
<br />protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein
<br />contained.
<br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and
<br />convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />encumbrances of record.
<br />
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