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LENDER: <br />CONSTRUCTION LOAN RIDER TO SECURITY INSTRUMENT <br />(INCLUDING SECURITY AGREEMENT AND FIXTURE FILING) <br />(To Be Recorded With The Security Instrument) <br />First National Bank of Omaha <br />1620 Dodge Street, Stop Code 3165 <br />Omaha, NE 68197 <br />BORROWER: Ted Lothrop <br />4052 Anne Marie Ave, Grand Island, NE 68803 <br />Jessica Lothrop <br />4052 Anne Marie Ave, Grand Island, NE 68803 <br />PROPERTY: 4052 ANNE MARIE AVE <br />Grand Island, NE 68803 <br />20 <br />805303 <br />THIS CONSTRUCTION LOAN RIDER TO SECURITY INSTRUMENT (the "Rider ") shall be deemed to <br />amend and supplement the Mortgage, Open -End Mortgage, Deed of Trust, Security Deed or Credit Line Deed of <br />Trust, and any and all riders, addenda or amendments thereto (the "Security Instrument ") of the same date, to which <br />this Rider is attached, given by the undersigned (the "Borrower ") to secure Borrower's Promissory Note to Lender <br />of the same date (the "Note ") and covering the property (the "Property") described in this Security Instrument. All <br />terms defined in the Note and elsewhere in this Security Instrument shall have the same meaning in this Rider. This <br />is a Construction Mortgage and it secures an obligation incurred for the construction of an improvement on land, <br />including the acquisition cost of the land. If the Property is located in the state of Nebraska, the Security Instrument <br />is a construction security interest as such term is used in Nebraska Revised Statutes Section 52- 127(10). <br />Page 1 of 5 <br />Construction Loan Rider to Security Instrument 1291996 <br />Multistate Rev. 9/1/2014 <br />