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"Member" shall refer to Charter West Bank <br />located at 714,N;°iers Ave, Grand Island NE 68803 <br />respect to certain real property located at 616 W 16th St <br />REAL ESTATE RETENTION AGREEMENT <br />"Borrower(s)" shall refer to Yolanda Ortega Alvarado, A Single Pe <br />on <br />v) <br />or, fax copy to: <br />CD <br />W <br />co <br />in the City /Town of Grand Island County of Hall State of Nebrask <br />r <br />(j- <br />Return this recorded document to: <br />Charter West Bank <br />P0 Box 5228 <br />Grand Island NE 68802 <br />This Real Estate Retention Agreement (the "Agreement ") is made, entered into and effective on the date <br />of its execution by the last of the parties hereto to execute the same (the "Effective Date "). <br />For purposes of this Agreement, the following terms shall have the meanings set forth in this document: <br />"FHLBank" shall refer to Federal Home Loan Bank of Topeka, located at 500 SW Wanamaker, Topeka, <br />KS 66606. <br />(FHLBank's Member), <br />For and in consideration of receiving direct subsidy funds in this amount: <br />Five thousand and 00/100- - - - - - - Dollars <br />($ 5,000.00 ) (the "Subsidy ") under the Affordable Housing Program (the "AHP "), in <br />accordance with 12 U.S.C. 1430(j), 12 CFR Part 1291, and the AHP Implementation Plan (the "Rules "), with <br />Page 1 of 3 Revised: January 17, 2018 <br />