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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />David P Kirby <br />IDS, Inc. -59482 <br />STATE OF NEBRASKA, I i tL\ t County ss: n <br />The foregoing instrument was acknowledged before me this t 0 day of 1 ' t orR <br />2v % f3 , by David P Kirby and Haidee 0 Kirby. <br />Witness my hand and notarial seal at ( ,-, A - = - )1 , (.4n b in said County, the date aforesaid. <br />My Commission Expires: - a-c)a b <br />.L+r�� .,.,.a. <br />Notary rublic <br />Loan originator (Organization): Gateway Mortgage Group, LLC; NMLS #: 7233 <br />Loan originator (Individual): Scott Kissler; NMLS #: 1525872 <br />FHA Nebraska Deed of Trust with MERS 1/2015 <br />- Witness <br />GENERAL. NOTARY - State of Nebraska <br />CHRISTINE M. ROOKSTOOL <br />My Comm. Exp. August 24, 2020 <br />(Seal) <br />- Borrower ' aidee 0 Kirby <br />Page 12 of 12 <br />20180521 <br />- Witness <br />Seal <br />- Borrower <br />