| WHEN RECORDED MAIL TO: 
<br />Five Points Bank 
<br />"Your Hometown Bank" 200107657 
<br />2015 N. Broadwell 
<br />P.O. Box 1507 
<br />Grand Island, NE 68802 --1507 FOR RECORDER'S USE ONLY 
<br />DEED OF TRUST 
<br />MAXIMUM LIEN. The lien of this Deed of Trust shall not exceed at any one time $40,000.00. V\ 
<br />THIS DEED OF TRL)ST is dated July 31, 2001, among LARRY W FOWLE and BARBARA A FOWLE; 
<br />HUSBAND AND WIFE ( "Trustor "); Five Points Bank, whose address is "Your Hometown Bank ", 2015 N. 
<br />Broadwell, P.O. Box 1507, Grand Island, NE 68802 -1507 (referred to below sometimes as "Lender" and 
<br />sometimes as "Beneficiary "); and Five Points Bank, whose address is P.O Box 1507, Grand Island, NE 
<br />68802 -1507 (referred to below as "Trustee "). 
<br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE, for the benefit of 
<br />Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real property, together with all existing or 
<br />subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights and 
<br />ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including 
<br />without limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property") located in HALL County, State of 
<br />Nebraska: 
<br />THE WEST ONE HALF (W1/2) OF LOT ONE (1), IN BLOCK TWO (2), IN PACKER AND BARR'S ADDITION 
<br />TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA 
<br />The Real Property or its address is commonly known as 1912 WEST 6TH, GRAND ISLAND, NE 68801. 
<br />FUTURE ADVANCES. Specifically, without limitation, this Deed of Trust secures, in addition to the amounts specified in the Note, all future 
<br />amounts Lender in its discretion may loan to Trustor, together with all interest thereon; however, in no event shall such future advances (excluding 
<br />interest) exceed in the aggregate $40,000.00. 
<br />Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and interest in and to all present 
<br />and future leases of the Property and all Rents from the Property. In addition, Trustor grants to Lender a Uniform Commercial Code security 
<br />interest in the Personal Property and Rents. 
<br />THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND PERSONAL 
<br />PROPERTY, IS GIVEN TO SECURE (A) PAYMENT OF THE INDEBTEDNESS AND (B) PERFORMANCE OF ANY AND ALL OBLIGATIONS 
<br />UNDER THE NOTE, THE RELATED DOCUMENTS, AND THIS DEED OF TRUST. THIS DEED OF TRUST IS GIVEN AND ACCEPTED ON THE 
<br />FOLLOWING TERMS: 
<br />PAYMENT AND PERFORMANCE. Except as otherwise provided in this Deed of Trust, Trustor shall pay to Lender all amounts secured by this 
<br />Deed of Trust as they become due, and shall strictly and in a timely manner perform all of Trustor's obligations under the Note, this Deed of Trust, 
<br />and the Related Documents. 
<br />POSSESSION AND MAINTENANCE OF THE PROPERTY. Trustor agrees that Trustor's possession and use of the Property shall be governed 
<br />by the following provisions: 
<br />Possession and Use. Until the occurrence of an Event of Default, Trustor may (1) remain in possession and control of the Property; (2) 
<br />use, operate or manage the Property; and (3) collect the Rents from the Property. 
<br />Duty to Maintain. Trustor shall maintain the Property in tenantable condition and promptly perform all repairs, replacements, and 
<br />maintenance necessary to preserve its value. 
<br />Compliance With Environmental Laws. Trustor represents and warrants to Lender that: (1) During the period of Trustor's ownership of 
<br />the Property, there has been no use, generation, manufacture, storage, treatment, disposal, release or threatened release of any Hazardous 
<br />Substance by any person on, under, about or from the Property; (2) Trustor has no knowledge of, or reason to believe that there has been, 
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<br />WHEN RECORDED MAIL TO: 
<br />Five Points Bank 
<br />"Your Hometown Bank" 200107657 
<br />2015 N. Broadwell 
<br />P.O. Box 1507 
<br />Grand Island, NE 68802 --1507 FOR RECORDER'S USE ONLY 
<br />DEED OF TRUST 
<br />MAXIMUM LIEN. The lien of this Deed of Trust shall not exceed at any one time $40,000.00. V\ 
<br />THIS DEED OF TRL)ST is dated July 31, 2001, among LARRY W FOWLE and BARBARA A FOWLE; 
<br />HUSBAND AND WIFE ( "Trustor "); Five Points Bank, whose address is "Your Hometown Bank ", 2015 N. 
<br />Broadwell, P.O. Box 1507, Grand Island, NE 68802 -1507 (referred to below sometimes as "Lender" and 
<br />sometimes as "Beneficiary "); and Five Points Bank, whose address is P.O Box 1507, Grand Island, NE 
<br />68802 -1507 (referred to below as "Trustee "). 
<br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE, for the benefit of 
<br />Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real property, together with all existing or 
<br />subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights and 
<br />ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including 
<br />without limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property") located in HALL County, State of 
<br />Nebraska: 
<br />THE WEST ONE HALF (W1/2) OF LOT ONE (1), IN BLOCK TWO (2), IN PACKER AND BARR'S ADDITION 
<br />TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA 
<br />The Real Property or its address is commonly known as 1912 WEST 6TH, GRAND ISLAND, NE 68801. 
<br />FUTURE ADVANCES. Specifically, without limitation, this Deed of Trust secures, in addition to the amounts specified in the Note, all future 
<br />amounts Lender in its discretion may loan to Trustor, together with all interest thereon; however, in no event shall such future advances (excluding 
<br />interest) exceed in the aggregate $40,000.00. 
<br />Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and interest in and to all present 
<br />and future leases of the Property and all Rents from the Property. In addition, Trustor grants to Lender a Uniform Commercial Code security 
<br />interest in the Personal Property and Rents. 
<br />THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND PERSONAL 
<br />PROPERTY, IS GIVEN TO SECURE (A) PAYMENT OF THE INDEBTEDNESS AND (B) PERFORMANCE OF ANY AND ALL OBLIGATIONS 
<br />UNDER THE NOTE, THE RELATED DOCUMENTS, AND THIS DEED OF TRUST. THIS DEED OF TRUST IS GIVEN AND ACCEPTED ON THE 
<br />FOLLOWING TERMS: 
<br />PAYMENT AND PERFORMANCE. Except as otherwise provided in this Deed of Trust, Trustor shall pay to Lender all amounts secured by this 
<br />Deed of Trust as they become due, and shall strictly and in a timely manner perform all of Trustor's obligations under the Note, this Deed of Trust, 
<br />and the Related Documents. 
<br />POSSESSION AND MAINTENANCE OF THE PROPERTY. Trustor agrees that Trustor's possession and use of the Property shall be governed 
<br />by the following provisions: 
<br />Possession and Use. Until the occurrence of an Event of Default, Trustor may (1) remain in possession and control of the Property; (2) 
<br />use, operate or manage the Property; and (3) collect the Rents from the Property. 
<br />Duty to Maintain. Trustor shall maintain the Property in tenantable condition and promptly perform all repairs, replacements, and 
<br />maintenance necessary to preserve its value. 
<br />Compliance With Environmental Laws. Trustor represents and warrants to Lender that: (1) During the period of Trustor's ownership of 
<br />the Property, there has been no use, generation, manufacture, storage, treatment, disposal, release or threatened release of any Hazardous 
<br />Substance by any person on, under, about or from the Property; (2) Trustor has no knowledge of, or reason to believe that there has been, 
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