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F 7 a UNWOMM INM* M IWinUMZNTI GOVMMNG LAW: UVZRAR1UTV tulles Cloveaw Is of the sow ty lmwwoaat h assetded to lead n fallow*: D. tWaMasrtt atttrip be t masatt Gwera ft Ludrl Relamb - This fans of Security Instrument combines uniform covenants far nall"M use ad mewmMoss coverer ttt with UWW vadatioas by jwbdkdm to commute a uWarm wcudty itwrwamt coveting real property. TW Ssm*y Imetranat dM be movermd by Pedenl law ead the law of the jurisdiction in which the Property is kmw d. In d w event that any povWou or douse of thh Sece ty htraruanat of the Note eoa0icts with applicable, law. such coarda shill not affed other proviskwu of this Samority b einw tsnt or the Note which an be riven Nfact wWwa the ooalbo is provialoa, wd to this and the provisions of this Ssattrity laairtmemet sad the Note are dKWW to be severable. L UANW= OF TM lROBRRIT OR A RBNMCIM, IM MW IN RORROW16t Udfara Cowaant 17 of the Security Imstnems eat is amended to read as follows: 17. Tem hiss of *a lrwpetb K a BmtshW hMStal la Bmrnwer. If AU err any pert of the Property at an interest thersim h sold a tratsafa red (or O a benfldal huereas is btsostar is soil or transferred cad Rosrown is not a satwal pates) without Lender's prior Witten cones. Linder toy. at Lender's option. desire all tise emas secured by this Security Imatrtrnesa to be iaMaediately dine mad paymble. Hawewr this spice dO not be axe vWW by Loader if exercise is not au*wbd by federd law. Leader my waive the euxtite of"* option if: (e) Borrower curse to be mtb=kW so Lender i sfaranseion required by tender to evatwte dae komded transferee as if a acid , o" were 6d" stack to the wassfew cad (b) Leadw remsomeW dmwadaw that l endsr's ncw* will mot be aaWnd by den loan as lmova;a and &A the TM of tie bench of wq coveaaet er oWeaasat is rile Security Intnsmtat is acceptable to Leader. To the esteat parshled by applicable law. Lady many cherp a ratooabk feR gin� a condition to L Ww's rmasent to the loan wiandoo. Ltrdsr my do "quire the t mfwar to keep all the ptomhes and mgreeoents made as the Note ash ire this Security Instrument. "If taider emmi iass mach optic* tn.avicelerate. Lendu shall mead burrower notice of aeeela;a�m in emordam with parelraph 14 hereof. Sack nodes dtall provWly a Period of ewe ,inns than 30 days Rasa the dart the notice is mailed within which Botrower may pay the suss dada W dme. If so OWN fish to rk;i Mich sums prior to the erpiratiosof such period. Lends any, without furthgt nation or demand as Borrower. issobsemy now" persmaad by this Security hutnunent." "Npt�s�iMtrtptadintr a sale or trasafw. Borrower will continue to be aWipted under the Nee and this Seep city Istrunote nt West Lewder has F. Lem CRAMIM111 j 1siMtd Ba�'�i•'A41K i4 w>ititg." -�; 1 If the lotto WWW by the Security INWAMeat is subject to a 4w which sets maximum Ion charges. and that law is finally Interpreted so that the Intwete yt other ions cbagp collected or to be collected in connodion with the ban exceed permitted Usnits. then: UI) any such loan !' charts shag be reduced by the "t vwcessary to reducr the charge to the permitted WWI,. and (Z) any suns air*Wy oolldcted-ftom borrower = which exoesded persitted Maio will be refUnded to Borrower. lender may choose to make this refund by reducing the principal owed under the Note or by maldy a dkW payment to Borrower. It a refund nduon princdptl. Ilse reduction will be treated as a partial ptepaymmu under the Note. . , IN WITNR�IN1lORlOP. RerlwwwbaaeaeewledlWA ,j11s1aMetaMRlltln. .n. 7 I ,.,�- .�!{.: ?L'1S�a_ „. /v.�'.. t - - e ; Wnnis A. Shepherd _bO WER r \ 'i' �' •' '� °�� ..�•x._ �`�� -�SY� (Semi .. Esther L. Shepherd HuRttOWER _.Y`.. used) BURROWPR ISIGN ORIGINAL ONLY) 1 Z 0 - -- c a• * O Fi .• i .i