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BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />f (Seal) <br />J MILLS - Borrower <br />i Azu r- n/-/MA (Seal) <br />SSICA J MI S - Borrower <br />(Seal) (Seal) <br />Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />6' <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />STATE OF NEBRASKA, HALL County ss: <br />The foregoing instrument was acknowledged before me this 1ST day of AUGUST, 2001 <br />,by CHAD J BILLS AND JESSICA J DILLS, HUSBAND AND WIFE <br />Witness my hand and notarial seal at <br />County, the date aforesaid. <br />My Commission Expires: <br />III GENERAL N -- OTAR State of Nebraska <br />JACALYN A. AYOUB <br />My Comm. Exp. July 16, 2002 <br />(MAR(NE)(9604).06 <br />GRAND ISLAND <br />Page 8 of 8 <br />otary Public <br />in said <br />