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201805100
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Last modified
12/9/2019 6:09:57 PM
Creation date
8/6/2018 3:50:54 PM
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DEEDS
Inst Number
201805100
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shall pay to Lender the amount necessary to make up the shortage in accordance with RESPA, but in no <br />more than 12 monthly payments. If there is a deficiency of Funds held in escrow, as defined under <br />RESPA, Lender shall notify Borrower as required by RESPA, and Borrower shall pay to Lender the <br />amount necessary to make up the deficiency in accordance with RESPA, but in no more than 12 monthly <br />payments. <br />Upon payment in full of all sums secured by this Security Instrument, Lender shall promptly <br />refund to Borrower any Funds held by Lender. <br />4. Charges; Liens. Borrower shall pay all taxes, assessments, charges, fines, and impositions <br />attributable to the Property which can attain priority over this Security Instrument, leasehold payments or <br />ground rents on the Property, if any, and Community Association Dues, Fees, and Assessments, if any. <br />To the extent that these items are Escrow Items, Borrower shall pay them in the manner provided in <br />Section 3. <br />Borrower shall promptly discharge any lien which has priority over this Security Instrument <br />unless Borrower: (a) agrees in writing to the payment of the obligation secured by the lien in a manner <br />acceptable to Lender, but only so long as Borrower is performing such agreement; (b) contests the lien in <br />good faith by, or defends against enforcement of the lien in, legal proceedings which in Lender's opinion <br />operate to prevent the enforcement of the lien while those proceedings are pending, but only until such <br />proceedings are concluded; or (c) secures from the holder of the lien an agreement satisfactory to <br />Lender subordinating the lien to this Security Instrument. If Lender determines that any part of the <br />Property is subject to a lien which can attain priority over this Security Instrument, Lender may give <br />Borrower a notice identifying the lien. Within 10 days of the date on which that notice is given, Borrower <br />shall satisfy the lien or take one or more of the actions set forth above in this Section 4. <br />Lender may require Borrower to pay a one -time charge for a real estate tax verification and/or <br />reporting service used by Lender in connection with this Loan. <br />5. Property Insurance. Borrower shall keep the improvements now existing or hereafter <br />erected on the Property insured against loss by fire, hazards included within the term "extended <br />coverage," and any other hazards including, but not limited to, earthquakes and floods, for which Lender <br />requires insurance. This insurance shall be maintained in the amounts (including deductible levels) and <br />for the periods that Lender requires. What Lender requires pursuant to the preceding sentences can <br />change during the term of the Loan. The insurance carrier providing the insurance shall be chosen by <br />Borrower subject to Lender's right to disapprove Borrower's choice, which right shall not be exercised <br />unreasonably. Lender may require Borrower to pay, in connection with this Loan, either: (a) a one -time <br />charge for flood zone determination, certification and tracking services; or (b) a one -time charge for flood <br />zone determination and certification services and subsequent charges each time remappings or similar <br />changes occur which reasonably might affect such determination or certification. Borrower shall also be <br />responsible for the payment of any fees imposed by the Federal Emergency Management Agency in <br />connection with the review of any flood zone determination resulting from an objection by Borrower. <br />If Borrower fails to maintain any of the coverages described above, Lender may obtain insurance <br />coverage, at Lender's option and Borrower's expense. Lender is under no obligation to purchase any <br />particular type or amount of coverage. Therefore, such coverage shall cover Lender, but might or might <br />not protect Borrower, Borrower's equity in the Property, or the contents of the Property, against any risk, <br />hazard or liability and might provide greater or lesser coverage than was previously in effect. Borrower <br />acknowledges that the cost of the insurance coverage so obtained might significantly exceed the cost of <br />insurance that Borrower could have obtained. Any amounts disbursed by Lender under this Section 5 <br />shall become additional debt of Borrower secured by this Security Instrument. These amounts shall bear <br />interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon <br />notice from Lender to Borrower requesting payment. <br />All insurance policies required by Lender and renewals of such policies shall be subject to <br />Lender's right to disapprove such policies, shall include a standard mortgage clause, and shall name <br />111111111111 11 <br />* 7 4 3 6 3* <br />NEBRASKA -- Single Fami y Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Mortgage Cadence Document Center @ 3027 01/14 <br />11 <br />201805100 <br />1111111111111111 <br />* M C M O R T D O T * <br />Form 3028 1/01 (page 5 of 14 pages) <br />
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