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I <br />D. UNIFORM st.('IIRITY Ititi7141IMF NF-. (iOVER%INti 1.4%. SFVERABILITV <br />Uttifortn Covenant IS of [tie Swirity Instrument is amended to read as follows: <br />IS, llalform wurlb intitrument: Governing t.aw; kvernhlllty, This form of Security Instrument combines uniform covenants for national use <br />f and nor. - uniform covenants with limited variations by jurisdiction t%% constitute a uniform security irntrumeni covering real property. This <br />1 Security Instrument shall he Fcvserned by Federal laN and tite low rot' lite iurisdiction in which the Property is to atcd in tiro event that any <br />pimisian or clause of this Security Instrument or the Note conflio% %-.1111 applicable law, such conflict shall not affect other provisions of this <br />Security Instrument or the Note which can be gi%ert effect without the o•ulllctutg pro•,ision, and to this end the provi %ions of this Security <br />Instrument and the Note are declared to be scscrable <br />E. TRANSFER OF THE PROPERTY OR A BENEF U IAl. 1% 1 LRFti f 1% BORROWER <br />Uniform Covenant 17 of the Se :urity Instrument is arnendcet to rcdd ,..I q I ttlk%%: <br />17. Transfer of the Property or a Beneficial Interest in Rorrva%cc. ► * all r +r am, part of the Property or an inteic..t therein is sold or transferred <br />(or if a beneficial interest in Borrower is sold or transferred and Rol rover is not a natural person) without Lender's prior written consent, <br />Lender may, at Lender's option, declare all the sums %ccuicd by this Security Instrument to he immediately due and payable. However, this <br />option shall not be exersisesi by tender if exercise is not aw bo ved by Federal luw. Lender may waive the exercise of this option if: (a) Borrower <br />causes to be submitted to Loider information required b% I oocr to e%aluarc the intended transferee as if a new loan were being made to the <br />transferee. and (b) Lender t;asonabiy determine: that 1 end W-, %ecurity will not be impaired by the loan assumption and that the risk of the <br />breach of any covenan: or agreemcrlr in this Security lw irumc•r • o• acceptable to Lender. <br />To the extent permitted by applicable la%%, I ender ,1t, % :oa i;e a i rasonable fee as a condition to Lender's consent to the loan assumption. <br />Lender may also require the transferee to keep ill the t•r,'Pr :.:• •,t..t ,1gr - ctaents made in the Note and in this Security Instrument. <br />"If Lender exercises such option to accelrr rte. t rn,icl .r.- t 1 1 11t iiorrvwer notice of acceleration in accordance With paragraph 14 hereof. <br />Such notice shall pro%ide a period of not les% than 30 ddus i - au. r1w t ter the notice is mailed %%,thin %%hich Borrower may pay the sums declared <br />due. If Borrower fact% to pay such sums prior u, the cxl;lr.t' 1-11,eu• +1,11 period, Lender may, % %ithoot further notice or demand on Borrower, <br />invoke any r :medtes permitted by this Se:ur•rr Im ly rient " <br />"Notwithstanding a sale or tiansfer, Hui ^r % %rr, will c, +nun,,. t„ t obligated under the Nolo and this Security Instrument unless ['ender has <br />released Borrower in writing." <br />F. LOAN CHANGF-S <br />If the loan secured b% the Security lnstrwn;m is ,,;I) li : s %04h ,el, :aaximuin t,+;tu ;h,tryc., and that la•.v i, f.nall-, interpreted so <br />that the interest or %•they loan charges collected rut t,, he c,t11r, t•e� ;ar,neai«r, %till the loan e%:ccd permitted limits, then: (1) uny Duch Joan <br />charge shall be redu :ed.Ey the amount necessary to redw :c ih,• cFTaTee to tl-c h :r- led limit; and (2) any sums already collraed from borrower . <br />which exceeded permitted limits will he refunded to licit rot.%cr. I c�c.��s ;,-a% �t �w.`1�s; :o1k: (l1;s refund by reducing tile principal ()wed under the <br />Note or by making a direct payment to Borrower. If a rehu.at ........ .....:u <br />r <br />. .. Note. ... - '•'�'�•,•. "' ^.`�••••••n... ...n an uaoaaZr Q� R +AII]i11 )ra a'1 <br />t � 1 P . mimrurrdrr lard - <br />IN WITNESS W"ERF:OF. Borrower has executed this :Adjustable Rate Rider. <br />(seal) <br />Ronald H. Hansen BORE;e) +AFR � - -- <br />(Seal) <br />Elsie L. Hansen itc>ittd06�LR <br />— - - - - -- (Seal) <br />BORROWE=R <br />(SIGN ORIGINAL ONLY) <br />c.� n cr. <br />w r-> � :3 i <br />Vr <br />SM <br />- -- <br />(�, <br />4 <br />V1 <br />P <br />A <br />