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Witness Witness <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 13 of 14 <br />201805048 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />(Seal) (Seal) <br />MAN YANARAYANAN - Borrower SHOBANA BALASUBRAMANIAM - Borrower <br />docm agic. com <br />