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LOAN #: 12133906 <br />notify in order to exercise the Conditional Refnancin Option. If I meet the conditions <br />of Section 2 above, I may exercise the Conditional Refinancing Option by notifying the <br />Note Holder no tater than 45 calendar days prior to the .Maturity The Note Holder <br />will calculate the fixed New Note Rate `based upon Fannie Mae, s applicable published <br />required net yield in effect on the date and time of day notification is received by the <br />Note Holder and as calculated in Section 3 above. I will then have 30 calendar days to <br />provide the Note Holder with acceptable proof of my required ownership. Before the <br />Maturity Date, the Note Holder will advise me of the new interest (the New N <br />Rate), new monthly payment amount, and a date, time, and place atw hich I m ote ustappear <br />to sign any documents required to complete the required refinancing. I understand the <br />Note Holder will charge me a processing fee and the costs associated <br />with u , datin the title insurance policy, if any. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants <br />d in this Balloon BELOW, <br />,& t <br />RE: ECCA K Fl .'r-r,• <br />OCKE J JURZEN <br />MULTISTATE BALLOON RIDER - Single Family- Fannie Mae Uniform Instrument <br />Ellie Mae, Inc. Page 2 of 2 <br />201804966 <br />y /' (Seal) <br />DATE <br />[Sign Original Only] <br />Form 3180 1/01 (rev. 9/01) <br />F3180BLR 0412 <br />F3180BLL (CLS) <br />07/23/2018 11:27 AM PST <br />