201804773
<br />Loan No.: 1425509609
<br />5. If all or any part of the Property or any interest in the Property is sold or transferred (or if
<br />Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior
<br />written consent, Lender may require immediate payment in full of all sums secured by the Security Instrument.
<br />If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice
<br />shall provide a period of not less than 30 days from the date the notice is delivered or mailed within which Borrower
<br />must pay all sums secured by the Security Instrument. If Borrower fails to pay these sums prior to the expiration of
<br />this period, Lender may invoke any remedies permitted by the Security Instrument without further notice or demand
<br />on Borrower.
<br />6. Borrower also will comply with all other covenants, agreements, and requirements of the Security
<br />Instrument, including without limitation, the Borrower's covenants and agreements to make all payments of taxes,
<br />insurance premiums, assessments, escrow items, impounds, and all other payments that Borrower is obligated to
<br />make under the Security Instrument; however, the following terms and provisions are forever canceled, null and
<br />void, as of the specified date in paragraph No. 1 above:
<br />(a) all terms and provisions of the Note and Security Instrument (if any) providing for, implementing,
<br />or relating to, any change or adjustment in the rate of interest payable under the Note, including, where applicable,
<br />the Timely Payment Rewards rate reduction, as described in paragraph 1 of the Timely Payment Rewards
<br />Addendum to Note and paragraph A.1. of the Timely Payment Rewards Rider. By executing this Agreement,
<br />Borrower waives any Timely Payment Rewards rate reduction to which Borrower may have otherwise been entitled;
<br />and
<br />(b) all terms and provisions of any adjustable rate rider, or Timely Payment Rewards Rider, where
<br />applicable, or other instrument or document that is affixed to, wholly or partially incorporated into, or is part of, the
<br />Note or Security Instrument and that contains any such terms and provisions as those referred to in (a) above.
<br />7. Borrower understands and agrees that:
<br />(a) All the rights and remedies, stipulations, and conditions contained in the Security Instrument
<br />relating to default in the making of payments under the Security Instrument shall also apply to default in the making
<br />of the modified payments hereunder.
<br />(b) All covenants, agreements, stipulations, and conditions in the Note and Security Instrument shall
<br />be and remain in full force and effect, except as herein modified, and none of the Borrower's obligations or
<br />liabilities under the Note and Security Instrument shall be diminished or released by any provisions hereof, nor shall
<br />this Agreement in any way impair, diminish, or affect any of Lender's rights under or remedies on the Note and
<br />Security Instrument, whether such rights or remedies arise thereunder or by operation of law. Also, all rights of
<br />recourse to which Lender is presently entitled against any property or any other persons in any way obligated for, or
<br />liable on, the Note and Security Instrument are expressly reserved by Lender.
<br />(c) Nothing in this Agreement shall be understood or construed to be a satisfaction or release in whole
<br />or in part of the Note and Security Instrument.
<br />(d) All costs and expenses incurred by Lender in connection with this Agreement, including recording
<br />fees, title examination, and attorney's fees, shall be paid by the Borrower and shall be secured by the Security
<br />Instrument, unless stipulated otherwise by Lender.
<br />NEBRASKA LOAN MODIFICATION AGREEMENT Page 3 of 5
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