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LOAN #: 135111 <br />25. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall <br />request Trustee to reconvey the Property and shall surrender this Security Instrument and all notes evi- <br />dencing debt secured by this Security Instrument to Trustee. Trustee shall reconvey the Property without <br />warranty and without charge to the person or persons legally entitled to it. Such person or persons shall <br />pay any recordation costs. <br />26. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a <br />successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which <br />this Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall <br />succeed to all the title, power and duties conferred upon Trustee herein and by Applicable Law. <br />27. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to <br />Borrower's address which is the Property Address. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />STIN R SWA EK <br />State of NEBRASKA <br />County of HALL <br />The foregoing instrument was acknowledged before me this JULY 17, 2018 (date) by <br />JUSTIN R SWANEK (name of person acknowledged). <br />Lender: West Gate Bank <br />NMLS ID: 292134 <br />Broker: Exchange Bank <br />NMLS ID: 411384 <br />Loan Originator: Denise Spencer <br />NMLS ID: 747296 <br />NEBRASKA — Single Family — Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Modified for FHA 9/2014 (HUD Handbook 4000.1) <br />Ellie Mae, Inc. Page 11 of 11 <br />201804584 <br />— 7 - ) 'Ties!) <br />DATE <br />f vi �2, My Commissions Expires <br />Form 3028 1/01 <br />NEEFHAI5DE 0915 <br />NEEDEED (CLS) <br />07/16/2018 12 :54 PM PST <br />