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After Recording Return To: <br />EQUITABLE BANK <br />113 N LOCUST ST <br />GRAND ISLAND, NEBRASKA 68801 <br />Borrower is the trustor under this Security Instrument. <br />(C) 'Lender "is EQUITABLE BANK <br />NEBRASKA FHA DEED OF TRUST - MERS <br />NEDOTZ2.FHA 09/14/15 <br />DEED OF TRUST <br />[Space Above This Line For Recording Data] <br />(A) "Security Instrument" means this document, which is dated JULY 11, 2018 <br />with all Riders to this document. <br />(B) 'Borrower" is James L Phipps an unmarried person <br />FHA Case No: <br />321 - 3641582 -703 <br />MIN: 101468600300116884 MERS Phone: 888 -679 -6377 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 10, <br />12, 17, 19 and 20. Certain rules regarding the usage of words used in this document are also provided in Section 15. <br />, together <br />Lender is a CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 113 N LOCUST ST, GRAND ISLAND, NEBRASKA 68801. <br />tel. (308)382-3136 <br />(D) 'Trustee "is West Gate Bank <br />PO Box 67069, Lincoln, Nebraska 68506 - 7069 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender' s successors and assigns. MERS is the beneficiary under this Security <br />Page 1 of 13 www docmagf <br />