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ARTICLE VIII INSURANCE 2 01804258 nuisance to the neighborhood. All trash receptacles are to be removed from the street within twenty four (24) hours after trash pickup and not stored in front of the property. Section 4. Outbuildings Prohibited. No outbuilding or other attached structure appurtenant to a residence may be erected on any of the building sites hereby restricted without the consent in writing of the Architectural Committee. Section 5. Temporary Structure. No trailer, tent, shack, garage, barn or other outbuilding shall at any time be used for human habitation, temporarily or permanently, nor shall any structure of a temporary character be used for human habitation. Section 1. Insurance. Each owner shall procure and maintain policies of fire insurance with standard extended coverage endorsements on a replacement basis for the full and insurable value covering all improvements on their Lot. Each Owner shall also procure and maintain comprehensive general liability insurance in such coverage amounts as the Association may request. Each Owner shall have on record with the Association a copy of the insurance policy showing the coverages are in effect. Additionally, the Association shall purchase insurance on the Common Area in such amounts as it deems reasonable. Section 2. Additional Insurance. Each Lot Owner may obtain additional insurance at his or her expense, for his or her own benefit. ARTICLE IX ACCESS The Association, its employees and agents, shall have the right to go on any Lot for the purposes of performing maintenance and repair, making inspections and performing its duties hereunder, and is hereby granted a specific easement for such purpose. ARTICLE X GENERAL PROVISIONS Section 1. Enforcement. The Association or any Owner, shall have the right to enforce by any proceeding at law or in equity, all restrictions, conditions, covenants, reservations, liens, and charges now or hereafter imposed by the provisions of this Declaration. Failure by the Association or by an Owner to enforce any covenants or restrictions herein contained shall in no event be deemed a waiver of the right to do so thereafter. Section 2. Severability. Invalidation of any one of these covenants or restrictions by judgment or court order shall in no way affect any other provisions which shall remain in full force and effect. 9