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IIN <br />NMLS# 7233; Originator: Ed Jarosik, NMLS# 470809 <br />Loan Number: 13225951 <br />RURAL DEVELOPMENT OCCUPANCY RIDER <br />THIS RURAL DEVELOPMENT OCCUPANCY RIDER ( "Rider ") is made this 21st day of June, <br />2018, and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of <br />Trust, or Security Deed (the "Security Instrument ") of the same date given by the undersigned (the <br />"Borrower ") Jessie W Johnston and Melinda J Johnston to secure Borrower's Note (the "Note ") to <br />Gateway Mortgage Group, LLC, (the "Lender ") of the same date and covering the property described <br />in the Security Instrument and located at: <br />ADDITIONAL COVENANTS. In addition to the covenants and agreements made in the Security <br />Instrument, Borrower and Lender further covenant and agree that Section 6. Occupancy, of the Security <br />Instrument will be amended as follows: <br />6. Occupancy. Borrower shall occupy, establish, and use the Property as Borrower's principal <br />residence within 60 days after the execution of this Security Instrument and shall continue to occupy the <br />Property as Borrower's principal residence throughout the term of the loan, unless and while extenuating <br />circumstances exist which are beyond Borrower's control. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Rural Development Occupancy Rider. <br />, . (Seal) <br />J sie W Johnsto - Borrower <br />Rural Development Occupancy Rider 8 /2015 <br />Page 1 of 1 <br />IDS, Inc. - 67807 <br />C <br />125 Lunar Ave <br />Alda, NEBRASKA 68810 <br />( "Property Address ") <br />4frtZtyfr <br />Melinda J Johnst <br />20180 <br />MIN: 100287715002176936 <br />(Seal) <br />- Borrower <br />