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(C) "Lender" is Qui cken Loans Inc. <br />Lender is a Corporation <br />organized and existing under the laws of the State of Michigan <br />Lender's address is 1050 Woodward Ave, Detroit, MI 48226 -1906 <br />(D) "Trustee" is First American Title <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated June 19, 2018 . The Note <br />states that Borrower owes Lender One Hundred Three Thousand One Hundred <br />Fifty and 00/100 <br />Dollars (U.S. $ 103 ,150.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than July 1, 2048 . <br />"Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />"Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />"Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />(G) <br />(H) <br />(I) <br />(M ) <br />r <br />} <br />Adjustable Rate Rider <br />Balloon Rider <br />VA Rider <br />I) <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT WITH MERS <br />VMP <br />Wolters Kluwer Financial Services <br />III 11111!1II IIIIlll11111 I1111111111itIIlIIIIIIIII <br />803399250695 0233 498 0217 <br />Condominium Rider <br />Planned Unit Development Rider <br />Biweekly Payment Rider <br />Second Home Rider <br />1 -4 Family Rider <br />Other(s) [specify] <br />Legal Attached <br />} <br />IXX <br />201803955 <br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />non - appealable judicial opinions. <br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, <br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, <br />computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an <br />account. Such term includes, but is not limited to, point -of -sale transfers, automated teller machine <br />transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. <br />"Escrow Items" means those items that are described in Section 3. <br />Form 30281/01 <br />VMP6A(NE) (1302).00 <br />Page 2 of 17 <br />