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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />My Commission Expires: <br />TEN <br />GENERAL NOTARY - State of Nebraska <br />MARNIE SCHAGER SUNDERMEIER <br />My Comm. Exp. September 8, 2019 <br />- Witness <br />/ <br />60ct / 0 J (Seal) <br />r J Carbajal �/ - Borrower <br />am,z. <br />Notary Public <br />Loan originator (organization): Gateway Mortgage Group, LLC; NMLS #: 7233 <br />Loan originator (individual): Scott Kissler; NMLS #: 1525872 <br />NEBRASKA - Single Family Fannie Mae /Freddie Mac UNIFORM INSTRUMENT with MERS <br />Page 13 of 13 <br />IDS, Inc. - 30227 <br />201803888 <br />- Witness <br />Ruth Carbajal <br />County ss: <br />STATE OF NEBRASKA, /Q' <br />The fo ing instrument was acknowledged before me this A V day of <br />, by Hector J Carbajal ap,d Ruth Car aj 1. <br />Witness my hand and notarial seal at (nv'O, 4 in said County, the date aforesaid. <br />Form 3028 1/01 <br />