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Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay <br />these sums prior to the expiration of this period, Lender may invoke any remedies <br />permitted by this Security Instrument without further notice or demand on Borrower. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Fixed /Adjustable Rate Rider. <br />Origination Company: Deere Employees Credit Union <br />NMLSR ID: 458514 <br />Originator: Rick Bormann <br />NMLSR ID: 400127 <br />1111 III11111 <br />* 7 4 8 1 3 0 0 8 0* <br />MULTISTATE FIXED /ADJUSTABLE RATE RIDER—ONE-YEAR TREASURY <br />INDEX - Single Family -FNMA Uniform Instrument <br />Mortgage Cadence Document Center 0 3212 11/17 <br />Borrower - Kara L ysen <br />A <br />1 <br />1 <br />201 8,3725 <br />IlIlIlIlIl' <br />J R T R D R* <br />Form 3182 1/01 rev. 6/16) <br />(Page 4 of 4) <br />