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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />- Witness <br />201 803658 <br />- Witness <br />(Seal) (Seal) <br />Quang 1 Hoang - Borrower Thi Bich Loan Ho - Borrower <br />Pall <br />STATE OF NEBRASKA, County ss: <br />The foregoing instrument was acknowledged before me this P day of <br />June <br />201 R , by Quang D Hoang and Thi Bich Loan Ho. <br />Witness my hand and notarial seal at (grand Island in said County, the date aforesaid. <br />June 10 , 201.4 <br />My Commission Expires: <br />GENERAL NOTARY - State of Nebraska <br />SARAH M. WILES <br />My Comm. Exp, June 19, 2019 <br />Notary Public <br />Loan originator (organization): Gateway Mortgage Group, LLC; NMLS #: 7233 <br />Loan originator (individual): Scott Kissler; NMLS #: 1525872 <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT with MERS <br />Page 13 of 13 <br />{DS, Inc. - 30227 <br />n-) - Wt* <br />Form 3028 1/01 <br />