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NEBRASKA
<br />SECOND DEED OF TRUST
<br />(HBA loan)
<br />This Second Deed of Trust (this 'Second Deed of Trust'), is made as of July 26 .2 001, by and among
<br />Marci D. Howard, a single woman 1404 NMh $droadwe]b A enue
<br />. ('Trustor'), whose mailing address isGrand Is an NE $p
<br />Commercial Federal Bank (Trustee') , whose mailing address is PO Box 110 3
<br />Omaha NE , 68101-1103 , Nebraska; and Nebraska Investment Finance Authority
<br />('Beneficiary'), whose mailing address is 200 Commerce Court. 1230 O Street, Lincoln, Nebraska 68508 -1402.
<br />FOR VALUABLE CONSIDERATION, Trustor irrevocably transfers, conveys and assigns to Trustee, IN TRUST, WITH POWER
<br />OF SALE, for the benefit and security of Beneficiary, under and subject to the terms and conditions of this Second Deed of Trust,
<br />the real property, legally described on Exhibit A attached hereto and incorporated herein by reference (the `Property'); and
<br />TOGETHER WITH, all rents, profits, royalties, income and other benefits derived from the Property (collectively, the 'rents'),
<br />all leases or subleases covering the Property or any portion thereof now or hereafter existing or entered into, and all right, title and
<br />interest of Trustor thereunder, all right, title and interest of Trustor in and to any greater estate in the Property owned or hereafter
<br />tired, all interests, estate or other claims. both in law and in equity, which Trustor now has or may hereafter acquire in the
<br />Property, all easements, rights -of -way, tenements, hereditaments and appurtenances thereof and thereto, all water rights, all right,
<br />title and interest of Trustor, now owned or hereafter acquired, in and to any land, lying within the right- of-way of any street or
<br />highway adjoining the Property, and any and all alleys and strips and gores of land adjacent to or used in connection with the
<br />Property, and any and all buildings, fixtures and improvements now or hereafter erected thereon (the 'Improvements'), and all the
<br />estate, interest, right, title or any claim or demand which Trustor now has or may hereafter acquire in the Property, and any and
<br />all awards made for the taking by eminent domain, or by any proceeding or purchase in lieu thereof, of the whole or any part of
<br />the Trust Estate, including without limitation any awards resulting from a change of grade of streets and awards for severance
<br />damages.
<br />The Property and the entire estate and interest conveyed to the Trustee are referred to collectively as the 'Trust Estate
<br />For the Purpose of Securing:
<br />A. Payment of indebtedness evidenced by any promissory note of Trustor in favor of Beneficiary; and
<br />a. Payment of all sums advanced by Beneficiary to protect the Trust Estate, with interest thereon at the rate of
<br />sixteen percent (16%1 per annum.
<br />The Indebtedness described in paragraphs A and B above is referred to as the 'Indebtedness.'
<br />This Second Deed of Trust, any promissory note of Trustor in favor of Beneficiary and any other instrument given to
<br />evidence or further secure the payment and performance of any obligation secured hereby are referred to collectively as the 'Loan
<br />Instruments•.
<br />Trustor covenants that Gl Trustor holds title to the Trust Estate and has lawful authority to encumber the Trust Estate,
<br />Gil the Trust Estate Is free and clear of all liens and encumbrances except for easements, restrictions and covenants of record and
<br />the Deed of Trust from Trustor encumbering the Property dated on or about the date hereof (the 'First Deed of Trust'), and
<br />601 Trustor will defend the Trust Estate against the lawful claims of any person.
<br />To Protect the Security of this Second Deed of Trust:
<br />1. Payment of /ndobtodness. Trustor shall pay when due the principal of, and the Interest on, the Indebtedness anc
<br />all other sums as provided In the Loan Instruments.
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<br />NEBRASKA
<br />SECOND DEED OF TRUST
<br />(HBA loan)
<br />This Second Deed of Trust (this 'Second Deed of Trust'), is made as of July 26 .2 001, by and among
<br />Marci D. Howard, a single woman 1404 NMh $droadwe]b A enue
<br />. ('Trustor'), whose mailing address isGrand Is an NE $p
<br />Commercial Federal Bank (Trustee') , whose mailing address is PO Box 110 3
<br />Omaha NE , 68101-1103 , Nebraska; and Nebraska Investment Finance Authority
<br />('Beneficiary'), whose mailing address is 200 Commerce Court. 1230 O Street, Lincoln, Nebraska 68508 -1402.
<br />FOR VALUABLE CONSIDERATION, Trustor irrevocably transfers, conveys and assigns to Trustee, IN TRUST, WITH POWER
<br />OF SALE, for the benefit and security of Beneficiary, under and subject to the terms and conditions of this Second Deed of Trust,
<br />the real property, legally described on Exhibit A attached hereto and incorporated herein by reference (the `Property'); and
<br />TOGETHER WITH, all rents, profits, royalties, income and other benefits derived from the Property (collectively, the 'rents'),
<br />all leases or subleases covering the Property or any portion thereof now or hereafter existing or entered into, and all right, title and
<br />interest of Trustor thereunder, all right, title and interest of Trustor in and to any greater estate in the Property owned or hereafter
<br />tired, all interests, estate or other claims. both in law and in equity, which Trustor now has or may hereafter acquire in the
<br />Property, all easements, rights -of -way, tenements, hereditaments and appurtenances thereof and thereto, all water rights, all right,
<br />title and interest of Trustor, now owned or hereafter acquired, in and to any land, lying within the right- of-way of any street or
<br />highway adjoining the Property, and any and all alleys and strips and gores of land adjacent to or used in connection with the
<br />Property, and any and all buildings, fixtures and improvements now or hereafter erected thereon (the 'Improvements'), and all the
<br />estate, interest, right, title or any claim or demand which Trustor now has or may hereafter acquire in the Property, and any and
<br />all awards made for the taking by eminent domain, or by any proceeding or purchase in lieu thereof, of the whole or any part of
<br />the Trust Estate, including without limitation any awards resulting from a change of grade of streets and awards for severance
<br />damages.
<br />The Property and the entire estate and interest conveyed to the Trustee are referred to collectively as the 'Trust Estate
<br />For the Purpose of Securing:
<br />A. Payment of indebtedness evidenced by any promissory note of Trustor in favor of Beneficiary; and
<br />a. Payment of all sums advanced by Beneficiary to protect the Trust Estate, with interest thereon at the rate of
<br />sixteen percent (16%1 per annum.
<br />The Indebtedness described in paragraphs A and B above is referred to as the 'Indebtedness.'
<br />This Second Deed of Trust, any promissory note of Trustor in favor of Beneficiary and any other instrument given to
<br />evidence or further secure the payment and performance of any obligation secured hereby are referred to collectively as the 'Loan
<br />Instruments•.
<br />Trustor covenants that Gl Trustor holds title to the Trust Estate and has lawful authority to encumber the Trust Estate,
<br />Gil the Trust Estate Is free and clear of all liens and encumbrances except for easements, restrictions and covenants of record and
<br />the Deed of Trust from Trustor encumbering the Property dated on or about the date hereof (the 'First Deed of Trust'), and
<br />601 Trustor will defend the Trust Estate against the lawful claims of any person.
<br />To Protect the Security of this Second Deed of Trust:
<br />1. Payment of /ndobtodness. Trustor shall pay when due the principal of, and the Interest on, the Indebtedness anc
<br />all other sums as provided In the Loan Instruments.
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