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TRANSFER OF RIGHTS IN THE PROPERTY <br />LOT TWO (2) AND THE NORTH TWENTY THREE (23) FEET OF LOT ONE (1), IN BLOCK <br />TWO (2), IN WEST PARK ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, <br />NEBRASKA. <br />A.P.N. # 400117819 <br />which currently has the address of 1208 N Howard Ave <br />[Street] <br />GRAND ISLAND <br />[City] <br />, Nebraska 68803 -3534 <br />[Zip Code] <br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: <br />201803517 <br />This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and <br />modifications of the Note; and (ii) the performance of Borrower' s covenants and agreements under this Security <br />Instrument and the Note. For this purpose, Borrower does hereby mortgage, grant and convey to Trustee, in trust, <br />with power of sale, the following described property located in the <br />COUNTY of Hall <br />[Type of Recording Jurisdiction] [Name of Recording Jurisdiction] <br />( "Property Address "): <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, <br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be <br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." <br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right <br />to mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of <br />record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject <br />to any encumbrances of record. <br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non - uniform covenants with <br />limited variations by jurisdiction to constitute a uniform security instrument covering real property. <br />1. Payment of Principal, Interest, Escrow Items, and Late Charges. Borrower shall pay when due the <br />principal of, and interest on, the debt evidenced by the Note and late charges due under the Note. Borrower shall also <br />pay funds for Escrow Items pursuant to Section 3. Payments due under the Note and this Security Instrument shall <br />be made in U.S. currency. However, if any check or other instrument received by Lender as payment under the Note <br />or this Security Instrument is returned to Lender unpaid, Lender may require that any or all subsequent payments due <br />under the Note and this Security Instrument be made in one or more of the following forms, as selected by Lender: <br />(a) cash; (b) money order; (c) certified check, bank check, treasurer' s check or cashier' s check, provided any such <br />check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality, or entity; or (d) <br />Electronic Funds Transfer. <br />Payments are deemed received by Lender when received at the location designated in the Note or at such other <br />location as may be designated by Lender in accordance with the notice provisions in Section 14. Lender may return <br />NEBRASKA FHA DEED OF TRUST DocMagic <br />NEDOT2.FHA 09/14/15 Page 3 of 13 www.docmagic.com <br />