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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this PUD <br />Rider. <br />Borrower - Michael E Dodge <br />11 11 111 111 11 1111 111 1 11 <br />(Seal) <br />Origination Company: USAA Federal Savings Bank <br />NMLSR ID: 401058 <br />Originator: Jeremy Chee Begay <br />NMLSR ID: 804738 <br />* 3 0 0 1 3 9 0 6 4 1* <br />MULTISTATE PUD RIDER - Single Fam' y -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Mortgage Cadence Document Center 0 3204 01/14 <br />Borrower - a chel D Dodge <br />201803524 <br />(Seal) <br />1111111111111111 <br />C P U D R DR * <br />Form 31501/01 <br />(page 3 of 3 pages) <br />