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201803283 12. To execute deeds, bills, notes, and similar instruments. ror all or any of the purposes herein stated to enter into and sign, seal, execute, acknowledge, and deliver any contracts, deeds, or other instruments whatsoever, and to draw, accept, make, endorse, discount, or otherwise deal with any bills of exchange, checks, promissory notes, or other commercial or mer- cantile instruments. 13. To draw and endorse checks. To draw checks against my account in any bank, to endorse notes, checks, drafts or bills of exchange which may require my endorsement for deposit as cash or collection in any bank, to accept all drafts or bills of exchange which may be drawn upon me in the usual course of my business. To receive, endorse and cash, redeem or deposit united States savings bonds and any other securities, and any checks received from the United States Treasury Department made payable to me for any reason including income tax refunds, social security benefits, supplemental security income, or any other benefits. 14. To participate in farm programs. To enter into any arrangements or contracts with the United States Department of .Agriculture or any of its committees to participate in any agricultural programs and to sign the papers in connection therewith for me in my name and to acknowledge and deliver said papers and contracts and to receive payments thereunder and to endorse any checks or drafts for said payments and deposit them on my behalf. 15. To apply for and receive benefits. To apply for and receive for me any benefits whatsoever of any federal or state government or other agency, including, but not limited to, social security, medicare, veterans or welfare benefits, medicaid, etc. 16. To deal with the Internal Revenue Service. My attorney shall have authority to represent my interest in any dealing with the Internal Revenue Service and to have authority to receive - confidential information, to deliver confidential information to the Internal. Revenue Service, and to enter into any compromise or settlement agreement with the Internal Revenue Service as may affect any tax liability, interest or penalty owing to the Internal Revenue Service by the principal. 17. To buy flower bonds. To purchase United States Treasury securities known as flower bonds for me even though I may be comatose or incompetent. 18. To borrow and give security. To borrow any sum from any lender and encumber any of my real or personal property as security for loans. To execute and deliver notes and other obligations, and mortgages, security agreements, financing statements, pledges, liens and other encumbrances. -4-