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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />IDS, Inc. - 59482 <br />harles Sand <br />STATE OF NEBRASKA, <br />My Commission Expires: <br />IIB��P�IIRI <br />GENERAL NOTARY - State of Nebraska <br />MARNIE SCHAGER SUNDERMEIER <br />My Comm. Exp. September 8, 2019 <br />FHA Nebraska Deed of Trust with MERS 1/2015 <br />- Witness <br />Page 12 of 12 <br />County ss: <br />day of <br />Thg, {going instrument was acknowledged b me this <br />(-11)1 Zf , by Chad Charles Sando _ _/ <br />Witness m y hand and notarial seal at C{,1t(Ji hid in s.id County, the date aforesaid. <br />Notary Public <br />Loan originator (organization): Gateway Mortgage Group, LLC; NMLS #: 7233 <br />Loan originator (individual): Scott Kissler; NMLS #: 1525872 <br />201803230 <br />- Witness <br />(Seal) <br />- Borrower <br />