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.■ <br />a■1111•=111111111=1 <br />Prepared By: Cherry Creek Mortgage Co., Inc. <br />7600 East Orchard Road, Suite 250 -N <br />Greenwood Village, CO 80111 <br />Record and Return to: 1st Reverse Mortgage, USA <br />3609 S. Wadsworth Blvd Suite 500 <br />Lakewood, CO 80235 <br />Attn: Final Docs <br />State of NEBRASKA <br />n <br />tn <br />r <br />FHA Case No. 321- 3630550 -962 <br />Loan No. 907911105 <br />MIN: 1000302-0907911105-9 <br />co <br />co <br />ADJUSTABLE RATE <br />HOME EQUITY CONVERSION SECOND DEED OF TRUST <br />THIS INSTRUMENT IS A DEED OF TRUST WHICH SECURES FUTURE ADVANCES <br />THIS DEED OF TRUST ( "Security Instrument" or "Second Security Instrument ") is made on May <br />11, 2018. The trustor is Raymond D Keezer and Linda K Keezer, whose address is 4136 Liberty <br />Lane, Grand Island, Nebraska 68803 ( "Borrower "). Borrower is a trustor who is an original borrower <br />under the Loan Agreement and Note. The term "Borrower" does not include the Borrower's successors <br />and assigns. Trustor is an original trustor under this Security Instrument. The term "Trustor" includes <br />Trustor's heirs, executors, administrators, and assigns. The trustee is the SENIOR OFFICIAL WITH <br />RESPONSIBILITY FOR SINGLE FAMILY MORTGAGE INSURANCE PROGRAMS IN THE <br />DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT FIELD OFFICE WITH <br />JURISDICTION OVER THE PROPERTY DESCRIBED BELOW, OR A DESIGNEE OF THAT <br />OFFICIAL ( "Trustee "). The beneficiary is the Federal Housing Commissioner, whose address is 451 <br />Seventh Street, SW, Washington, DC 20410 ( "Lender" or "Commissioner "). Borrower has agreed to <br />repay to Lender amounts which Lender is obligated to advance, including future advances, under the <br />terms of a Home Equity Conversion Loan Agreement dated the same date as this Security Instrument <br />( "Loan Agreement "). The agreement to repay is evidenced by Borrower's Adjustable -Rate Note dated <br />the same date as this Security Instrument ( "Second Note "). This Security Instrument secures to Lender: <br />(a) the repayment of the debt evidenced by the Second Note, with interest at a rate subject to adjustment <br />Page 1 of 15 HECM Second Deed Of Trust- -2017 <br />[Space Above This Line For Recording Data] <br />