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Prepared By: Cherry Creek Mortgage Co., Inc. <br />7600 East Orchard Road, Suite 250 -N <br />Greenwood Village, CO 80111 <br />Record and Return to: 1st Reverse Mortgage, USA <br />3609 S. Wadsworth Blvd Suite 500 <br />Lakewood, CO 80235 <br />Attn: Final Docs <br />State of NEBRASKA <br />Page 1 of 15 <br />c, <br />ADJUSTABLE RATE <br />HOME EQUITY CONVERSION DEED OF TRUST <br />[Space Above This Line For Recording Data] <br />FHA Case No. 321- 3630550 -962 <br />Loan No. 907911105 <br />MIN: 1000302-0907911105-9 <br />THIS INSTRUMENT IS A DEED OF TRUST WHICH SECURES FUTURE ADVANCES <br />THIS DEED OF TRUST ( "Security Instrument ") is made on May 11, 2018. The trustor is Raymond D <br />Keezer and Linda K Keezer , whose address is 4136 Liberty Lane, Grand Island, Nebraska 68803 <br />( "Borrower "). Borrower is a trustor who is an original borrower under the Loan Agreement and Note. <br />The term "Borrower" does not include the Borrower's successors and assigns. Trustor is an original <br />trustor under this Security Instrument. The term " Trustor" includes Trustor's heirs, executors, <br />administrators, and assigns. The trustee is Fidelity National Title, PO Box 45023, Jacksonville, FL <br />32232 ( "Trustee "). The beneficiary is Mortgage Electronic Registration Systems Inc. ( "MERS "), <br />which is organized and existing under the laws of Delaware, and whose address is Delaware. Cherry <br />Creek Mortgage Co., Inc. is organized and existing under the laws of Colorado, and has an <br />address of 7600 East Orchard Road, Suite 250 -N, Greenwood Village, CO 80111 ( "Lender "). <br />Borrower has agreed to repay to Lender amounts which Lender is obligated to advance, including future <br />advances, under the terms of a Home Equity Conversion Loan Agreement dated the same date as this <br />Security Instrument ( "Loan Agreement "). The agreement to repay is evidenced by Borrower's <br />Adjustable -Rate Note dated the same date as this Security Instrument ( "Note "). The beneficiary of this <br />Security Instrument is MERS (solely as nominee for Lender and Lender's successors and assigns) <br />and the successors and assigns of MERS. This Security Instrument secures to Lender: (a) the <br />HECM First Deed Of Trust -2017 <br />I amp{ <br />i--► _ <br />oe Z <br />owl <br />1J <br />cri <br />0 <br />■ <br />