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LOAN #: 12133434 <br />notify in order, to exercise the Conditional Refinancing��Option. If I meet the conditions <br />of Section -4 above, I may exercise the Conditional Re�finalncing Option by notifying the <br />Note Holder no later than 45 calendar days. prior to the Maturity Date. The Note Holder <br />will calculate the fixed New Note Rate based upon Fannie Mae's applicable published <br />required net yield in effect on the date and time of day notification is received by the <br />Note Holder and as calculated in Section 3 above. I will have 30 calendar days to <br />provide the Note Holder with acceptable proof of my required ownership. Before the <br />Maturity Date, the Note Holder will advise me of the new interest rate (the New Note <br />Rate), new monthly payment amount and a, date, tirne and place atwhich 1 must appear <br />to sign any documents required to complete the required refinancing. I' understand the <br />Note Holder will charge me a processing fee and the costs associated <br />with U dating the title insurance policy, if any. <br />BY SIGNING BELOW Borrower "accepts and agrees to the terms and covenants <br />contained in this Balloon Rider <br />JASO <br />BO <br />ES <br />C :BONNE <br />MULTISTATE BALLOON RIDER - Single Family - Fannie Mae Uniform Instrument <br />Ellie Mae, Inc. Page 2 of 2 <br />//1 (Seal) <br />[Sign Original Only] <br />Form 3180 1/01 (rev. 9101) <br />F3180BLR 0412 <br />F3180BLL (CLS) <br />05/01/2018 11:19 AM PST <br />201802 <br />DATE <br />/ i (S i i) <br />DATE <br />