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( ) Commodities and Options <br />( ) Banks and Other Financial Institutions <br />( ) Operation of Entity or Business <br />( ) Insurance and Annuities <br />( ) Estates, Trusts, and Other Beneficial Interests <br />( ) Claims and Litigations <br />( ) Personal and Family Maintenance <br />( ) Benefits from Governmental Programs or Civil or Military Service <br />( ) Retirement Plans <br />( ) Taxes <br />201 802719 <br />(X) All Preceding Subjects <br />GRANT OF SPECIFIC AUTHORITY <br />My agent MAY NOT do any of the following specific acts for me UNLESS <br />I have INITIALED the specific authority listed below: <br />( ) Create, amend, revoke, or terminate an inter vivos trust <br />( ) Create or change a beneficiary designation <br />( ) Delegate to another person to exercise the authority granted under this <br />power of attorney <br />