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LOAN #: 400218101302657 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants <br />contained in this 1 -4 Family Rider. <br />MULTISTATE 1-4 FAMILY RIDER -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Ellie Mae, Inc. Page 3 Of 3 <br />201.802029 <br />Initials: <br />Form 3170 1/01 <br />F317ORDU 0307 <br />F317ORLU (CLS) <br />03/27/2018 11:37 AM PST <br />