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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />miu A Ea- <br />s A Ellis <br />(Seal) (Seal) <br />- Borrower - Borrower <br />Hall. <br />S ATE OF NEBRASKA, County ss: <br />29 :march <br />The foregoing instrument was acknowledged before me this day of <br />2018 , by James A Ellis. Grand Island <br />Witness my hand and notarial seal at in said County, the date aforesaid. <br />My Commission Expires: June 19 ., 2019 <br />GENERAL NOTARY - State of Nebraska <br />SARAH M. WILES <br />My Comm. Exp. June 19, 2019 <br />- Witness <br />O n m. LA /4 12.,,o <br />Notary Public <br />Loan originator (organization): Gateway Mortgage Group, LLC; NMLS #: 7233 <br />Loan originator (individual): Scott Kissler; NMLS #: 1525872 <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT with MERS <br />Page 13 of 13 <br />IDS, Inc. - 30227 <br />201801969 <br />- Witness <br />Form 3028 1/01 <br />