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200007730 State of Nebraska Space Above This Line For Recording Data DISCLAIMER OF RIGHT TO DESIGNATE HOMESTEAD Each of the undersigned states as follows: Non - Homestead XX I intend to grant a security interest in real property legally described on the attached mortgage or deed of trust. No part of my homestead is presently situated on said real estate, nor will any of my homestead be situated on said property in the future. However, if I establish a homestead on any part of said real estate during the time the mortgage or deed of trust remains unsatisfied and is a lien upon the real estate, I will have no right to make a designation of homestead in the event of a foreclosure or trustee's sale upon such mortgage or deed of trust. Homestead ❑ 1 intend to grant a security interest in real property legally described on the attached mortgage or deed of trust. My homestead is located on said real estate, and I understand I have the right to make a designation of homestead in the mortgage or deed of trust. If I waive or disclaim the right to designate my homestead I am waiving rights, that I would otherwise have, to retain my homestead in the event of default upon such mortgage or deed of trust. I hereby waive and disclaim the right to designate my homestead. I have read the paragraph checked above, and I understand the contents of that paragraph. This disclaimer was signed before execution of the mortgage or deed of trust. Dated: Seiptenber 15, 2000 Dated: September 15, 2000 State of Nebraska County of 44.r 1, Q X / /� 1 I / Mortgag r rustor KYLE R. KOEPP X A tL, .',, P__ 'n _") Tortgagor /Trustor SALLY J. KO PP The foregoing instrument was acknowledged before me this 15th day of September, 2000 by KYLE R KOEPP and SALLY J. KOEPP HUSBAND AND WIFE GENERAL NOTARY -State of Nebraska II TER5X K RATHMAN My commission expires: Myr Cortiz4a. Oct 21, 2001 162 Notary Public (D 1987 Bankers Systems, Inc., St. Cloud, MN Form DRDH- LAZ -NE 10/10/95 /page 1 of 1) Parcel 1) The Southwest Quarter of the Northwest Quarter (SW1 /4NW1 /4) of Section Thirty —Three (33), Township Eleven (11) North, Range Eleven (11) West of the 6th P.M., Hall County, Nebraska Parcel 2) The Northwest Quarter (NW1 /4) of Section Twenty —Seven (27), Township Fourteen (14) North, Range Sixteen (16), West of the 6th P.M., in Sherman County, Nebraska, except a tract of land in the Southwest corner of the Southwest Quarter (SW1 /4) of the Northwest Quarter (NW1 /4) of said Section Twenty —seven (27), Four Hundred Ninety —Six and One —Half Feet (496 1/2') North and South and Two Hundred Sixty —Three Feet (263') East and West, said tract being known as Lots Five (5), Six (6), and Seven (7) of Block Two (2), in the Fairview Park and containing 2.99 acres, all in Sherman County, Nebraska.