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BY SIGNING BELOW, Borrower accepts and agrees to the terms and <br />covenants contained in this Residential Construction Loan Balloon Rider. <br />SON B H BY <br />TANYA HRUBY <br />Multistate — Residential Construction Loan Balloon Rider <br />Ellie Mae, Inc. Page 2 of 2 <br />201801715 <br />LOAN #: 16703 <br />3--/c7—/K (Seal) <br />DATE <br />-I5-/ (Seal) <br />DATE <br />Initials <br />GCNSTOBRDU 1016 <br />GCNSTOBRLU (CLS) <br />03/16/2018 10:50 AM PST <br />