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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />03/16/2018 (Seal) <br />Erran J. Holtz - Borrower <br />Holtz <br />Pa o <br />03/16/2018 (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />n Refer to the attached Signature Addendum for additional parties and signatures. <br />111 jII iJII I 11111111111111J111111111 11111111111111 <br />NEBRASKA-Single Family-Fannie Mae /Freddie Mac UNIFORM INSTRUMENT WITH MERS <br />VMP <br />Wolters Kluwer Financial Services <br />• <br />2 1 801647 <br />Form 3028 1/01 <br />VMPBA(NE) (1302).00 <br />Page 18 of 17 <br />