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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Citay1835011101xx <br />STATE OF NEBRASKA, <br />f going instrument was acknowledged before me this day of �� <br />by regoryJ roes: husban <br />of Cindy S. ernes <br />Witness my hand and notarias at (ANA (� VIA in said County, the date aforesaid. <br />My Commission Expires: I I 2 i lO1 0 <br />IDS, Inc -30227 <br />111 <br />- Witness <br />(Seal) <br />-Borrower <br />County ss: <br />Not Pu she <br />Loan originator (organization): Gateway Mortgage Group, LL i ; NMLS #: 7233 <br />Loan originator (individual): Ed Jarosik; NMLS #: 470809 <br />201801506 <br />- Witness <br />GENERAL NOTARY - State of Nebraska <br />N TRICIA CAMPLIN <br />My Comm. Exp. June 2, 2018 <br />NEBRASKA -Single Family- Fannie MaelFreddle Mac UNIFORM INSTRUMENT with MERS Form 3028 1101 <br />Page 13 of 13 <br />