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201801500
<br />( K-i-t) (E) Banking and other financial institution transactions. To make, receive, sign, endorse,
<br />execute, acknowledge, deliver and possess checks, drafts, bills of exchange, letters of credit, notes,
<br />stock certificates, withdrawal receipts and deposit instruments relating to accounts or deposits in, or
<br />certificates of deposit of banks, savings and loans, credit unions, or other institutions or associations.
<br />To pay all sums of money, at any time or times, that may hereafter be owing by me upon any ac-
<br />count, bill of exchange, check, draft, purchase, contract, note, or trade acceptance made, executed,
<br />endorsed, accepted, and delivered by me or for me in my name, by my Agent. To borrow from time
<br />to time such sums of money as my Agent may deem proper and execute promissory notes, security
<br />deeds or agreements, financing statements, or other security instruments in such form as the lender
<br />may request and renew said notes and security instruments from time to time in whole or in part. To
<br />have free access at any time or times to any safe deposit box or vault to which I might have access.
<br />() (F) Business operating transactions. To conduct, engage in, and otherwise transact the af-
<br />fairs of any and all lawful business ventures of whatever nature or kind that i may now or hereafter be
<br />involved in. To organize or continue and conduct any business which term includes, without limita-
<br />tion, any farming, manufacturing, service, mining, retailing or other type of business operation in any
<br />form, whether as a proprietorship, joint venture, partnership, corporation, trust or other legal entity;
<br />operate, buy, sell, expand, contract, terminate or liquidate any business; direct, control, supervise,
<br />manage or participate in the operation of any business and engage, compensate and discharge busi-
<br />ness managers, employees, agents, attorneys, accountants and consultants; and, in general, exer-
<br />cise all powers with respect to business interests and operations which the Principal could if present
<br />and under no disability.
<br />( kif) (G) Insurance and annuity transactions. To exercise or perform any act, power, duty, right,
<br />or obligation, in regard to any contract of life, accident, health, disability, liability, or other type of
<br />insurance or any combination of insurance; and to procure new or additional contracts of insurance
<br />for me and to designate or change the beneficiary of same; provided, however, that my Agent cannot
<br />designate himself or herself as beneficiary of any such insurance contracts, unless the Agent is my
<br />spouse or only child.
<br />( )4% ) (H) Estate, trust and other beneficiary transactions. To accept, receipt for, exercise, release,
<br />reject, renounce, assign, disclaim, demand, sue for, claim and recover any legacy, bequest, devise,
<br />gift or other property interest or payment due or payable to or for the Principal; assert any interest
<br />in and exercise any power over any trust, estate or property subject to fiduciary control; establish a
<br />revocable trust solely for the benefit of the Principal that terminates at the death of the Principal and
<br />is then distributable to the legal representative of the estate of the Principal; and, in general, exercise
<br />all powers with respect to estates and trusts which the Principal could exercise if present and under
<br />no disability; provided, however, that the Agent may not make or change a will and may not revoke or
<br />amend a trust revocable or amendable by the Principal or require the trustee of any trust for the benefit
<br />of the Principal to pay income or Principal to the Agent unless specific authority to that end is given.
<br />( kkt) (I) Claims and litigation. To commence, prosecute, discontinue, or defend all actions or other
<br />legal proceedings touching my property, real or personal, or any part thereof, or touching any mat-
<br />ter in which I or my property, real or personal, may be in any way concerned. To defend, settle, ad-
<br />just, make allowances, compound, submit to arbitration, and compromise all accounts, reckonings,
<br />claims, and demands whatsoever that now are, or hereafter shall be, pending between me and any
<br />person, firm, corporation, or other legal entity, in such manner and in all respects as my Agent shall
<br />deem proper.
<br />©SmarLL.egalForms LF205 Durable Power of Attorney 6 -15, Pg, 3 of 7
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