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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Carl C Johnson <br />My Commission Expires: <br />GENERAL NOTARY - State of Nebraska <br />MARNIE SCHAGER SUNDERMEIER <br />My Comm. Exp. September 8, 2019 <br />FHA Nebraska Deed of Trust with MERS 1/2015 <br />IDS, Inc. - 59482 <br />- Witness <br />Seal <br />- Borrower <br />STATE OF NEBRASKA, County ss: //OWL-- The re instrument was acknowled ed before me this day of <br />fig acknowledged <br />_ , by Carl C Johnson an Elaine R Jo n on. <br />Witness my hand and notarial seal at vO.11..11 taktG in said County, the date aforesaid. <br />■ <br />Page 12 of 12 <br />otary Public <br />Loan originator (organization): Gateway Mortgage Group, LLC; NMLS #: 7233 <br />Loan originator (individual): Scott Kissler; NMLS #: 1525872 <br />(Seal) <br />Elaine R Johnson - Borrower <br />201801499 <br />- Witness <br />