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(C) "Lender" isQuicken Loans Inc. <br />Lender is a Corporati on <br />organized and existing under the laws of the State of Michigan <br />Lender's address is 1050 Woodward Ave , Detroit , MI 48226 -1906 <br />(D) "Trustee" is Fi rst Ameri can Ti tl e <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated March 8 , 2018 . The Note <br />states that Borrower owes Lender One Hundred Eighteen Thousand Five <br />Hundred and 00/100 <br />Dollars (U.S. $ 118,500.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than March 1, 2048 . <br />"Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />"Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />"Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />(G) <br />(H) <br />(1) <br />( .) <br />(K <br />(M) <br />IXX I <br />Adjustable Rate Rider <br />Balloon Rider <br />VA Rider <br />111 0 III III 9 50101IIII 1 2 I IIIIO23II 522 II IIIIIII III IIIIII I II IIIII III 0 217 <br />8 <br />Condominium Rider <br />Planned Unit Development Rider <br />Biweekly Payment Rider <br />NEBRASKA-Single Family - Fannie MaelFreddie Mac UNIFORM INSTRUMENT WITH MERS <br />VMP <br />Wolters Kluwer Financial Services <br />Second Home Rider <br />1 -4 Family Rider <br />Other(s) [specify] <br />Legal Attached <br />IXX <br />201801459 <br />"Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />non- appealable judicial opinions. <br />"Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, <br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, <br />computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an <br />account. Such term includes, but is not limited to, point -of -sale transfers, automated teller machine <br />transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. <br />"Escrow Items" means those items that are described in Section 3. <br />Foram 30281/01 <br />VMP8A(NE) (1302).00 <br />Page 2 of 17 <br />D�� <br />