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(05/00) <br />Ellie Mae, Inc. <br />BALLOON RIDER TO SECURITY INSTRUMENT <br />Initials. <br />20 x.800989 <br />LOAN #: 16864 <br />For valuable consideration, receipt of which is hereby acknowledged, the undersigned <br />agree that the certain Security Instrument (Deed of Trust/Mortgage /Security Deed) of even <br />date to which this Rider is attached shall be subject to the following provisions, notwithstanding <br />any provisions to the contrary contained in said Security Instrument securing same: <br />BALLOON PAYMENT <br />This loan is payable at the end of SEVEN ( ) year(s). <br />You must repay the entire principal balance of the loan and the unpaid interest then due. <br />The lender is under no obligation to refinance the loan at that time. You will, therefore, <br />be required to make payment out of other assets you may own, or you will have to find <br />a lender willing to lend you the money at prevailing market rates, which may be <br />considerably higher or lower than the interest rate on this loan. If you refinance this loan <br />at maturity, you may have to pay some or all closing costs normally associated with a <br />new loan, even if you obtain refinancing from the same lender. <br />At least ninety (90) but no more than one hundred twenty (120) days prior to the <br />Maturity Date, Lender must send Borrower a notice prior to the Maturity Date and the <br />amount of the "Balloon Payment" which will be due on the Maturity Date (assuming <br />all scheduled payments due between the date of the notice and the Maturity Date are <br />made qn time). <br />-y-1i. (Seal) <br />WEAKLA D DATE <br />Q� <br />MES A WEAKLAND <br />" 7—?-73. <br />(Seal) <br />DATE <br />P353$$LR 1017 <br />P3532BLL (CLS) <br />02/08/2018 09:52 AM PST <br />